Alfonso Ruano in

Alfonso Ruano

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Founder/ CEO at TIME Lending
📍 Cerritos, California, United States

Alfonso Ruano is a seasoned, bilingual mortgage expert and the Founder/CEO of TIME Lending, a direct lender and mortgage broker. With a career spanning since 2004 and an education in Business from Pasadena City College, he has a proven track record of high production and creativity.

He has personally provided services and education to thousands of homeowners across Southern California and the United States.

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Experience
20 Years
Current Role
Founder/ CEO
Job Level
Leadership
Location
Cerritos, California, United States
Personality Overview

How Alfonso shows up

Communication Style
Decision Approach
Work Preference

Behavioral traits and communication patterns that shape how this person evaluates opportunities, builds trust, and makes decisions in professional settings.

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Priorities

Topics Alfonso cares about

Mortgage Solutions
Considers himself a seasoned mortgage expert with a niche for creativity, operating as both a direct lender and a broker with access to over 100 top lenders.
Homeowner Education
Expresses that he has been privileged to provide services and education to thousands of homeowners, indicating a passion for empowering clients with knowledge.
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Career

Work history

9-2021
Founder/ CEO
TIME Lending
7-2009 - 3-2020
Sr. Loan Officer/ Vice President
Equity Smart Home Loans, Inc.
2-2006 - 12-2008
Sr. Loan officer
Creative Mortgage Solutions
7-2004 - 1-2006
Loan Officer
First Capital Financial Resources
5-2003 - 7-2004
Mortgage Loan Officer
Ameriquest Mortgage Company
In the press

Media appearances

No media yetWe could not find public media appearances for this person.
Education
Business
Pasadena City College
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

Dominance, influence, steadiness, and calculativeness scores with guidance on how this person prefers to communicate and decide.

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