Annie Delgado in

Annie Delgado

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Chief Risk Officer at Upstart
📍 Los Gatos, California, United States

Annie Delgado is the Chief Risk Officer at Upstart, where she leads the development of data-driven compliance and risk management programs for the AI lending platform. Described by colleagues as incredibly smart, organized, and an innovator, she is a graduate of Santa Clara University.

Outside of fintech, Annie is passionate about medical technology innovation and supports causes like Breakthrough T1D for diabetes research. Her background also includes co-owning a small business and serving as VP of Marketing for a dance studio, showcasing an interest in the performing arts.

Annie was instrumental in building a new bank from the ground up, successfully leading the team to gain conditional approval for Upstart Bank.

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Current Role
Chief Risk Officer
Location
Los Gatos, California, United States
Personality Overview

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Decision Approach
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Priorities

Topics Annie cares about

AI in Lending
As Chief Risk Officer at Upstart, she is at the forefront of using AI to expand credit access while managing the associated regulatory and compliance risks.
Regulatory Innovation
Her role focuses on navigating the regulatory landscape for non-traditional credit models, fostering a culture of compliance and consumer protection at an innovative company.
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Career

Work history

11-2015
Chief Risk Officer
Upstart
1-2010 - 10-2015
Compliance and Quality Control Manager
Opes Advisors
2000 - 2010
VP of Marketing
Dance Boulevard
In the press

Media appearances

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Education
2002 - 2006
BA
Santa Clara University
Education details unavailable
Saratoga High School
Social presence
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Behavioral profile

DISC profile (public)

DISC behavioral profile

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AWP Safety
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