Christine Palmer in

Christine Palmer

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Chief Risk Officer at Santander UK
📍 Greater London, England, United Kingdom

Christine Palmer is a Chief Risk Officer with extensive experience in global financial institutions like Santander UK, Aldermore Bank, and RBS. She is a strategic leader specializing in comprehensive risk management, transformational change, and fostering robust risk cultures. She holds a Bachelors degree from the University of Wales and a certification in AI for Business Innovation.

Christine is a passionate and recognized advocate for diversity, equity, and inclusion. She is the Executive Committee Sponsor for Santanders ethnicity networks, championing programs that support the career progression of underrepresented talent and advocating for inclusive leadership.

She will be joining ANZ as Group Chief Risk Officer on December 1, 2025, based in Melbourne.

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Experience
33 Years
Current Role
Chief Risk Officer
Job Level
Leadership
Location
Greater London, England, United Kingdom
Personality Overview

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Communication Style
Decision Approach
Work Preference

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Priorities

Topics Christine cares about

Diversity and Inclusion
Serves as Executive Committee Sponsor for Santander's ethnicity networks and actively champions programs like the Black Talent Programme to support career progression for diverse colleagues.
Risk Management
A seasoned Chief Risk Officer who frequently speaks on risk-related topics, including at events like RiskMinds International, and has driven risk strategy at several major banks.
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Career

Work history

8-2020
Chief Risk Officer
Santander UK
4-2016 - 7-2020
Chief Risk Officer
Aldermore Bank PLC
10-2002 - 3-2016
Divisional CRO roles/Senior Credit Risk roles and Global Head of Operational Risk
RBS
7-2001 - 10-2002
Credit Risk Specialist
Ernst & Young
12-1991 - 3-2001
Credit Risk
ING
In the press

Media appearances

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Education
Bachelor's degree
University of Wales
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

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