Hayley Millhouse APFS in

Hayley Millhouse APFS

Inquirer · DISC type cd
Co-Founder & Chartered Financial Planner at Lumina Mortgages and Financial Planning Ltd
📍 Manchester, England, United Kingdom

Hayley Millhouse is a Chartered Financial Planner and Co-Founder of Lumina Mortgages and Financial Planning, with over 15 years of experience. Her expertise includes pension transfers and holistic financial advice, built upon previous roles at OpenMoney and NatWest, aiming to provide clients with financial clarity and confidence.

Passionate about making financial advice more accessible, Hayley often speaks on podcasts about her personal relationship with money and career journey. She is also involved in her community, supporting local causes like Foundation 92 that promote financial inclusion and help during difficult economic times.

Hayley co-founded her own financial planning firm with business partner Lisa Farrelly, combining over 30 years of their collective industry experience.

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Experience
17 Years
Current Role
Co-Founder & Chartered Financial Planner
Job Level
Leadership
Location
Manchester, England, United Kingdom
Personality Overview

How Hayley shows up

Hard To Convince
Upfront
Judgemental

They don’t always try to control the conversation but neither do they like yielding it fully. They care equally about the product and its potential impact. They can be nudged to make faster decisions by offering what they value.

Priorities

Topics Hayley cares about

Holistic Financial Planning
As a Chartered Financial Planner and Pension Transfer Specialist, she focuses on providing comprehensive mortgage, protection, and independent financial advice through her own firm.
Financial Inclusion
Actively supports community programs, such as with Foundation 92, to promote financial literacy and assist local communities, especially during challenging economic periods.
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Career

Work history

7-2025
Co-Founder & Chartered Financial Planner
Lumina Mortgages and Financial Planning Ltd
6-2020 - 12-2023
Managing Director - OpenMoney Adviser Services
OpenMoney
5-2017 - 6-2020
Head of Adviser Services
OpenMoney
7-2016 - 5-2017
Financial Adviser
MA Wealth
1-2015 - 7-2016
Specialist Financial Advice Manager
NatWest
In the press

Media appearances

No media yetWe could not find public media appearances for this person.
Education

Hayley has no verified education history

Social presence
in
Behavioral profile

DISC profile (public)

c

Calculativeness (C)

Calculativeness (C) reflects the degree to which a person is likely to be cautious, systematic and analytical. Those scoring high tend to emphasise quality and accuracy.

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