Homam Maalouf in

Homam Maalouf

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Co-Founder, Chief Product & Data Science Officer at Lead Bank
📍 Danville, California, United States

Homam is a co-founder and the Chief Product & Data Science Officer at Lead Bank, a tech-forward bank built for FinTech innovators. His expertise lies at the intersection of data science, credit, and product strategy, honed during his tenure at Block (formerly Square), where he was Chief Credit Officer. He holds an MBA from Harvard and a Master of Engineering from Cornell.

Publicly, Homam focuses on thought leadership in financial technology, frequently speaking on complex topics like digital assets and regulatory strategy. He has a history of exploring how data can be applied to new domains, evidenced by a past publication on private health exchanges, showing a broad intellectual curiosity beyond his core focus on finance.

He was part of the core executive team from Square that acquired a century-old Missouri community bank in 2022 to transform it into a high-growth, venture-backed FinTech.

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Experience
17 Years
Current Role
Co-Founder, Chief Product & Data Science Officer
Job Level
Leadership
Location
Danville, California, United States
Personality Overview

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Communication Style
Decision Approach
Work Preference

Behavioral traits and communication patterns that shape how this person evaluates opportunities, builds trust, and makes decisions in professional settings.

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Priorities

Topics Homam cares about

Digital Assets & Stablecoins
A recent focus of his public speaking, participating in panels at Stanford and industry conferences on integrating stablecoins with the traditional financial system.
Banking as a Service (BaaS)
As a co-founder of Lead Bank, he is building a modern platform that provides banking, payment, and issuing products for other FinTech innovators to build upon.
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Career

Work history

8-2022
Co-Founder, Chief Product & Data Science Officer
Lead Bank
10-2020 - 4-2022
Chief Credit Officer - Square Financial Services
Square
2-2020 - 10-2020
Product and Data Science Lead, Capital
Square
3-2018 - 2-2020
Data Science and Insights Lead, Capital
Square
3-2016 - 3-2018
Data Insights Lead, Capital
Square
In the press

Media appearances

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Education
2008 - 2010
MBA
Harvard Business School
2004 - 2005
Master of Engineering
Cornell University
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

Dominance, influence, steadiness, and calculativeness scores with guidance on how this person prefers to communicate and decide.

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