Josh Hart in

Josh Hart

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Seed Investor & Advisor at Factored
📍 London, England, United Kingdom

Josh is a serial entrepreneur and the Co-Founder, Chief Product & Technology Officer of YuLife, an insurtech company focused on wellbeing. He previously co-founded Chelsea Apps Factory, a leading mobile consultancy for major enterprises. A self-taught entrepreneur, he started his first company at 17 instead of attending university.

Outside of work, Josh is an avid gamer, a passion which he translates into his professional life by using gamification to make digital experiences fun and rewarding. He is deeply interested in behavioral science and how technology can be used to inspire positive, healthy habits in users.

Interesting fact: Josh believes his mission is to make all digital interactions fun, influenced by his background as a self-described "WoW computer game nerd."

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Experience
19 Years
Current Role
Seed Investor & Advisor
Job Level
Leadership
Location
London, England, United Kingdom
Personality Overview

How Josh shows up

Communication Style
Decision Approach
Work Preference

Behavioral traits and communication patterns that shape how this person evaluates opportunities, builds trust, and makes decisions in professional settings.

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Priorities

Topics Josh cares about

Gamification for Wellbeing
As an avid gamer, he incorporates game mechanics and behavioral science into YuLife's platform to make insurance and healthy habits engaging and rewarding for employees.
Insurtech Disruption
He is focused on reimagining the insurance industry by shifting the model from historical risk assessment to proactively rewarding and encouraging holistic wellbeing.
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Career

Work history

11-2023
Seed Investor & Advisor
Factored
11-2016
Co-Founder, Chief Product & Technology Officer
YuLife
3-2012 - 11-2016
Founding Partner
Chelsea Apps Factory
2009 - 2011
Digital Operations Advisor and Programme Director (Consultant)
Healthstar//Photosound
2007 - 2009
Chief Operating Officer
WhatSchoolNext
In the press

Media appearances

TDI Vorträge! Versicherungen umgestalten: YuLifes Mission und Partnerschaft mit Dai-ichi Life, Interview mit YuLife-Mitbegründer Josh Hart - The Digital Insurer. Featured in The Digital Insurer
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Education
Education details unavailable
Immanuel College
Social presence
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Behavioral profile

DISC profile (public)

DISC behavioral profile

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