Kārlis Mikoss in

Kārlis Mikoss

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Country Manager, Estonia, Latvia and Lithuania at Mastercard
📍 Riga, Latvia

Kārlis Mikoss is the Country Manager for Mastercard in the Baltics, with a strong background in financial services and technology. He holds an MBA from Riga Business School and is also the co-founder of Tailwind, a fintech startup designed to simplify cash flow forecasting for small and medium-sized businesses across Europe.

Described as an eternal optimist who values simplicity, Kārlis is focused on creating straightforward solutions to complex problems. He has a passion for helping entrepreneurs and small business owners gain better control over their finances, allowing them to save time and reduce financial stress, which was the motivation for founding his own company.

He left a salaried job to launch his own fintech venture, Tailwind, to address the financial planning challenges he saw small businesses facing.

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Experience
27 Years
Current Role
Country Manager, Estonia, Latvia and Lithuania
Job Level
Middle
Location
Riga, Latvia
Personality Overview

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Priorities

Topics Kārlis cares about

Fintech for SMEs
Co-founded Tailwindapp.eu, a cash flow forecasting tool specifically designed to help small and medium service companies in Europe manage their finances and save time.
Simplifying Complexity
His personal philosophy is to "keep things simple," a principle he applied when creating his startup to make financial forecasting accessible without complex spreadsheets.
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Career

Work history

12-2025
Country Manager, Estonia, Latvia and Lithuania
Mastercard
4-2023 - 12-2025
Director, Client Relationships
Mastercard
9-2021
Co-founder
Tailwindapp.eu: Simple & Easy Cash Flow Forecasting
5-2019 - 8-2021
Regional Manager Europe
Emergn
4-2019 - 5-2019
Client Partner
Emergn
In the press

Media appearances

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Education
Master of Business Administration (MBA)
Riga Business School
1992 - 1995
Education details unavailable
Rīgas Tehniskā universitāte (Riga Technical University)
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

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