Kaustubh Joshi in

Kaustubh Joshi

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Chief Business Officer at iBusiness Funding
📍 New York, New York, United States

Kaustubh Joshi is the Chief Business Officer for iBusiness Funding, the SMB division of Ready Cap. He is a P&L owner and product leader with deep expertise in go-to-market strategy for SMB financing, payments, and technology. His background includes roles at Goldman Sachs and McKinsey, and he holds an MBA from UC Berkeleys Haas School of Business.

There is no publicly available information about his personal life or interests outside of his professional career.

He built the embedded B2B lending-as-a-service business from the ground up at Goldman Sachs, launching major partnerships with Amazon, Walmart, and General Motors.

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Experience
16 Years
Current Role
Chief Business Officer
Job Level
Leadership
Location
New York, New York, United States
Personality Overview

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Communication Style
Decision Approach
Work Preference

Behavioral traits and communication patterns that shape how this person evaluates opportunities, builds trust, and makes decisions in professional settings.

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Priorities

Topics Kaustubh cares about

AI in Lending
Advocates for using agentic AI to handle the complexity of small business lending and emphasizes the importance of compliance frameworks for secure AI adoption in banking.
SMB Technology
Leads a top SMB financing technology provider and actively announces new product launches and partnerships, such as the recent collaboration with Intuit Quickbooks.
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Career

Work history

8-2024
Chief Business Officer
iBusiness Funding
1-2024
Chief Business Officer
Funding Circle US
10-2023 - 12-2023
Head of Partnerships and Embedded Financing Business
Funding Circle US
5-2019 - 9-2023
GM and Head of Product, Merchant Financing and Payments
Goldman Sachs
6-2018 - 4-2019
Head of New Product Strategy
Goldman Sachs
In the press

Media appearances

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Education
Master of Business Administration - MBA
University of California, Berkeley, Haas School of Business
2009 - 2011
MBA
University of California, Berkeley, Haas School of Business
Social presence
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Behavioral profile

DISC profile (public)

DISC behavioral profile

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