Kunal Tiwari in

Kunal Tiwari

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Founder at Zinni Money
📍 Bengaluru, Karnataka, India

Kunal is the Founder of Zinni Money, building an AI-powered OS for the wealth distribution market. With a background from Punjab Engineering College, he previously scaled B2B SaaS products at GoKwik and led ML-powered platform development at Amazon and BlackRock, excelling in fintech and e-commerce.

Beyond his professional life, Kunal is a storyteller who uses analogies from sports and daily life to convey his thoughts. He is a father, reflecting on the future of education and AI through his daughters experiences, and shows a keen interest in personal health analytics.

He has worn a Whoop fitness tracker for two years, analyzing how qualitative inputs like mood and even shower temperature affect his physiological recovery data.

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Experience
18 Years
Current Role
Founder
Location
Bengaluru, Karnataka, India
Personality Overview

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Communication Style
Decision Approach
Work Preference

Behavioral traits and communication patterns that shape how this person evaluates opportunities, builds trust, and makes decisions in professional settings.

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Priorities

Topics Kunal cares about

AI in FinTech
He is currently building an AI-powered operating system for the wealth market and previously designed ML-driven risk models for global banks at BlackRock.
B2B SaaS Growth
His expertise lies in the 0 to 1 and 1 to 10 product journey, having launched and scaled multiple category-leading B2B and B2B2C SaaS products at GoKwik.
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Career

Work history

12-2024 - 1-2026
Founder
Zinni Money
1-2022 - 8-2024
Member Of The Board Of Advisors
Indian Institute of Management Bangalore
12-2021 - 11-2024
Chief Product Officer
GoKwik
9-2019 - 11-2021
Product Leader
Amazon
2-2016 - 8-2019
Director of Product Management
BlackRock
In the press

Media appearances

Kunal Tiwari – Founder, Zinni Money | Entrepreneur 2026. Featured in Inc42
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Education
Bachelor of Engineering - BE
Punjab Engineering College
Social presence
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Behavioral profile

DISC profile (public)

DISC behavioral profile

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