Lalit Dhawan in

Lalit Dhawan

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CIO, US Commercial Banking & AI Solutions at TD
📍 Cranbury, New Jersey, United States

Lalit Dhawan is the CIO of Commercial Banking & AI Solutions at TD Bank, with over 23 years of experience transforming lending platforms at top financial institutions. He specializes in modernizing core systems and deploying Generative and Agentic AI solutions. He holds an MBA from Temple University.

He co-holds a patent for a system designed to create interoperability between different distributed server technologies.

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Experience
24 Years
Current Role
CIO, US Commercial Banking & AI Solutions
Job Level
Leadership
Location
Cranbury, New Jersey, United States
Personality Overview

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Decision Approach
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Priorities

Topics Lalit cares about

AI in Banking
He leads the strategy for Enterprise AI Solutions at TD Bank US. He recently spoke at a Reuters event on redefining the ROI of AI for businesses.
Lending Tech Modernization
His career focus is on transforming commercial lending systems at institutions like TD, Wells Fargo, and Bank of America, using platforms like nCino and Loan IQ.
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Career

Work history

12-2025
CIO, US Commercial Banking & AI Solutions
TD
2-2024 - 11-2025
Head of Commercial & Corporate Lending Technology
Wells Fargo
5-2023 - 1-2024
SVP - Head of US Commercial Banking & Auto Finance Technology
TD
8-2019 - 5-2023
Senior Vice President, Technology Executive
Bank of America
2-2016 - 7-2019
Senior Vice President, Senior Technology Manager
Bank of America
In the press

Media appearances

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Education
2008 - 2010
MBA
Temple University
7-1999 - 6-2003
B.E.
Savitribai Phule Pune University
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

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