Patrick Gardner in

Patrick Gardner

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Principal at Vellum Mortgage, Inc.
📍 Washington DC-Baltimore Area, United States

Patrick Gardner is a Principal and Co-Founder of Vellum Mortgage, where he focuses on strategic management and streamlining work processes to enhance customer service. A graduate of the University of Marylands MBA program, he has been a loan officer in the DC area since 2002. People often describe him as professional, detail-oriented, transparent, and efficient.

Outside of his primary career in mortgage lending, Patrick has demonstrated a strong commitment to community and education through significant leadership roles. He has served as the President and Chairman of the Board for the non-profit Eastern Ridge School, guiding the institutions direction and strategy.

He has helped arrange over $1 billion in mortgages during his career.

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Experience
26 Years
Current Role
Principal
Job Level
Senior
Location
Washington DC-Baltimore Area, United States
Personality Overview

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Communication Style
Decision Approach
Work Preference

Behavioral traits and communication patterns that shape how this person evaluates opportunities, builds trust, and makes decisions in professional settings.

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Priorities

Topics Patrick cares about

AI in Mortgages
As a podcast guest, he has discussed how AI can improve the mortgage process, showing thought leadership on leveraging technology to remove bottlenecks in the industry.
Fintech Adoption
He champions fintech partnerships to improve the borrower experience, praising solutions that lead to faster processing and underwriting through digital verification of income and employment.
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Career

Work history

10-2017
Principal
Vellum Mortgage, Inc.
1-2014 - 11-2019
Chairman of the Board, President
Eastern Ridge School
12-2012 - 7-2017
Executive Vice President
WashingtonFirst Mortgage
10-2011 - 12-2012
Vice President
Atlantic Coast Mortgage, LLC
3-2006 - 10-2011
Vice President
First Savings Mortgage Corp
In the press

Media appearances

Patrick Gardner Inducted as Board Member of MBA!. Featured in Vellum Mortgage
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Vellum Mortgage Adds Three Originators – NMP. Featured in National Mortgage Professional
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Education
2003 - 2005
MBA
University of Maryland - Robert H. Smith School of Business
9-1995 - 1-1999
BA
James Madison University
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

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