Ricardo Cardoso in

Ricardo Cardoso

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Chief Financial Officer at BMW Group Financial Services Brasil
📍 São Paulo, Brazil

Ricardo Cardoso serves as the Chief Financial Officer for BMW Group Financial Services in Brazil. His career includes extensive experience in financial management, previously leading accounting, reporting, and tax at BMW Portugal and as a manager at Deloitte. He is a graduate of the Instituto Superior Contabilidade e Administração de Coimbra.

Ricardo notably relocated from Portugal to Brazil in early 2021 to assume his current C-level position within the BMW Group.

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Experience
24 Years
Current Role
Chief Financial Officer
Job Level
Leadership
Location
São Paulo, Brazil
Personality Overview

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Communication Style
Decision Approach
Work Preference

Behavioral traits and communication patterns that shape how this person evaluates opportunities, builds trust, and makes decisions in professional settings.

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Priorities

Topics Ricardo cares about

Financial Leadership
As CFO, he oversees the full spectrum of financial operations, including accounting, reporting, tax, and treasury, while leading a significant team.
Automotive Finance
Has dedicated more than a decade of his career to BMW's Financial Services division, indicating deep industry expertise and commitment.
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Career

Work history

4-2023
Chief Financial Officer
BMW Group Financial Services Brasil
10-2009 - 3-2023
Accounting and Reporting Manager na BMW Financial Services and BMW Portugal
BMW Financial Services
4-2002 - 10-2009
Manager na Indústria de Financial Services
SGG - Deloitte
In the press

Media appearances

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Education
1995 - 2000
Licenciatura
Instituto Superior Contabilidade e Administração de Coimbra
Social presence
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Behavioral profile

DISC profile (public)

DISC behavioral profile

Dominance, influence, steadiness, and calculativeness scores with guidance on how this person prefers to communicate and decide.

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