Ricardo Cardoso in

Ricardo Cardoso

Observer · DISC type ic
Chief Financial Officer at BMW Group Financial Services Brasil
📍 São Paulo, Brazil

Ricardo Cardoso serves as the Chief Financial Officer for BMW Group Financial Services in Brazil. His career includes extensive experience in financial management, previously leading accounting, reporting, and tax at BMW Portugal and as a manager at Deloitte. He is a graduate of the Instituto Superior Contabilidade e Administração de Coimbra.

Ricardo notably relocated from Portugal to Brazil in early 2021 to assume his current C-level position within the BMW Group.

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Experience
24 Years
Current Role
Chief Financial Officer
Job Level
Leadership
Location
São Paulo, Brazil
Personality Overview

How Ricardo shows up

Value Driven
Assertive
Example Seeker

They are generally good communicators and can be hard to convince. They can sound friendly and charming but can quickly change gears to become inquisitive and probing. They ask a lot of questions and rely heavily on information and collaterals.

Priorities

Topics Ricardo cares about

Financial Leadership
As CFO, he oversees the full spectrum of financial operations, including accounting, reporting, tax, and treasury, while leading a significant team.
Automotive Finance
Has dedicated more than a decade of his career to BMW's Financial Services division, indicating deep industry expertise and commitment.
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Career

Work history

4-2023
Chief Financial Officer
BMW Group Financial Services Brasil
10-2009 - 3-2023
Accounting and Reporting Manager na BMW Financial Services and BMW Portugal
BMW Financial Services
4-2002 - 10-2009
Manager na Indústria de Financial Services
SGG - Deloitte
In the press

Media appearances

No media yetWe could not find public media appearances for this person.
Education
1995 - 2000
Licenciatura
Instituto Superior Contabilidade e Administração de Coimbra
Social presence
in
Behavioral profile

DISC profile (public)

i

Influence (I)

Influence (I) reflects the degree to which a person prefers to work by influencing or persuading others. Those scoring high tend to be people oriented, motivated by social recognition and building relationships.

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