Ricardo L. in

Ricardo L.

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Senior Vice President, Global Payment Network. President of Diners Club International at Capital One
📍 Greater London, England, United Kingdom

Ricardo is a seasoned financial services executive with over 20 years of experience at top firms like Capital One, Discover, American Express, and MasterCard. A graduate of the University of Virginia Darden School of Business, he specializes in corporate payments, global strategy, and client management.

He has a strong background leading international teams and expanding global business operations across the Americas, Europe, the Middle East, Africa, and Asia Pacific regions.

As President of Diners Club International, he leads the iconic brands global strategy and network.

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Experience
23 Years
Current Role
Senior Vice President, Global Payment Network. President of Diners Club International
Job Level
Leadership
Location
Greater London, England, United Kingdom
Personality Overview

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Communication Style
Decision Approach
Work Preference

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Priorities

Topics Ricardo cares about

Global Payment Networks
His career has centered on managing and expanding international payment acceptance and issuing businesses for Discover, Diners Club, and other major networks.
Corporate Payments
He has extensive experience setting global strategic direction for commercial card businesses, particularly during his time as Head of Global Commercial Payments for Diners Club.
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Career

Work history

5-2025
Senior Vice President, Global Payment Network. President of Diners Club International
Capital One
7-2019 - 7-2025
Senior Vice President, International Markets, Discover Global Network
Discover Financial Services
11-2017 - 6-2019
Vice President, Head of Global Products, Innovation, and Strategic Merchants Partnerships
Discover Financial Services
7-2015 - 10-2017
Vice President, Head of Global Acceptance
Discover Financial Services
4-2014 - 6-2015
Vice President, Head of Global Commercial Payments
Diners Club International (Discover Financial Services)
In the press

Media appearances

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Education
1995 - 1997
Master of Business Administration (M.B.A.)
University of Virginia Darden School of Business
1990 - 1994
Bachelor of Business Administration (B.B.A.)
George Mason University
Social presence
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Behavioral profile

DISC profile (public)

DISC behavioral profile

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