Utsav Shah in

Utsav Shah

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Co-Founder at Kaaj
📍 San Francisco, California, United States

Utsav is the Co-Founder of Kaaj, applying his decade of experience building AI-powered decision systems at Uber and Cruise to automate small business lending. People who have worked with him describe him as having "raw intelligence" and being "result oriented. " He has also earned a Chartered Financial Analyst (CFA) Level I charter.

Outside of his primary work, Utsav is passionate about bridging the data skills gap. He co-founded Career Nub, a non-profit dedicated to technical upskilling and mentoring to help others advance their careers in data science. He has authored articles on applying data science principles to communication.

He developed a novel AI algorithm to help autonomous vehicles drive safely in inclement weather and has a patent pending for this innovation.

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Experience
9 Years
Current Role
Co-Founder
Job Level
Leadership
Location
San Francisco, California, United States
Personality Overview

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Communication Style
Decision Approach
Work Preference

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Priorities

Topics Utsav cares about

AI in Fintech
As the founder of Kaaj, he is building an "AI credit analyst" to automate SMB lending and recently won the Startup Pitch Finale at Fintech Meetup 2025.
Autonomous Systems
He spent a decade at Cruise and Uber building AI for self-driving cars and now applies that expertise to creating autonomous credit decisions.
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Career

Work history

10-2024
Co-Founder
Kaaj
8-2023 - 10-2024
Senior Data Scientist II, AI
Cruise
3-2022 - 7-2023
Senior Data Scientist, AI
Cruise
1-2024 - 3-2024
ODF20
On Deck
7-2021 - 12-2023
Co-Founder
Career Nub (Non-profit)
In the press

Media appearances

Utsav Shah - Kaaj AI | FinovateFall Speaker. Featured in Informa Connect (FinovateFall)
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Education
2011 - 2015
Bachelor of Engineering - BE
Delhi University
Master of Business Administration - MBA
University of California, Berkeley, Haas School of Business
2011 - 2015
Bachelor of Engineering (B.E.)
Netaji Subhas Institute of Technology
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

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