Francis Lim is a Managing Director at Scotiabank, co-leading the banks new mortgage capital markets business in Houston. With over 20 years of experience, including an 18-year tenure at J. P. Morgan, he specializes in mortgage finance, oil & gas, and credit management. He holds both a BBA and an MPA from The University of Texas at Austin.
A native Houstonian, Francis is dedicated to his community, serving as the Vice Chair for the non-profit DiscoverU. He enjoys spending his personal time with his wife, son, daughter, and their three dogs, balancing his extensive financial career with a strong commitment to family and local causes.
He was recently recruited from J. P. Morgan as part of a seven-person team to launch Scotiabanks strategic expansion into the U. S. mortgage market.
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