Ken Spratt in

Ken Spratt

Commander · DISC type D
Credit Risk Manager at Rate Money
📍 Australia

Ken Spratt is a highly experienced Credit Risk Manager at Rate Money with a distinguished career in financial services. His background includes serving as Head of Credit, an Underwriting Manager at BT Financial Group, and decades of service with the WBC Group, demonstrating deep expertise in credit and underwriting.

His long-standing career, with continuous service at the Westpac Group since 1988, showcases exceptional dedication and deep-rooted expertise in the Australian credit industry.

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Experience
29 Years
Current Role
Credit Risk Manager
Job Level
Middle
Location
Australia
Personality Overview

How Ken shows up

Very Quick
Risk-Taker
Impact-Driven

They are not always relationship oriented. They take a lot of pride in personal achievements. More than the product, they care about the impact of the product.

Priorities

Topics Ken cares about

Credit Risk Management
His entire career, from underwriter to Head of Credit and his current role, has been centered on assessing and managing credit risk within major financial institutions.
Mortgage Underwriting
Possesses deep expertise from his time as an Underwriting Manager at BT Financial Group and Senior Underwriter at St. George Bank, specializing in mortgage lending.
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Career

Work history

1-2022
Credit Risk Manager
Rate Money
1-2020
Head Of Credit
Rate Money
9-2009 - 1-2020
Underwriting Manager - BT LMI
BT Financial Group
9-2005 - 9-2009
Senior Underwriter
St.George Bank
9-2003 - 9-2005
Credit Manager
St.George Bank
In the press

Media appearances

No media yetWe could not find public media appearances for this person.
Education

Ken has no verified education history

Social presence
in
Behavioral profile

DISC profile (public)

D

Dominance (D)

Dominance (D) reflects how goal and task oriented a person is, and their ability to accomplish results irrespective of how demanding the circumstances might be. Those scoring high tend to be motivated by winning, competition, and success.

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