Luz Urrutia in

Luz Urrutia

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Chief Executive Officer at Accion Opportunity Fund
📍 San Jose, California, United States

Luz Urrutia is the CEO of Accion Opportunity Fund, a leading nonprofit financial institution. With an MBA from Georgia State University, she has dedicated her 30-year career to pioneering responsible financial services and solutions for underserved communities, focusing on capital access for small businesses owned by women, immigrants, and people of color.

Originally from Venezuela, Luzs passion for financial inclusion is personal. Her experience as an immigrant trying to obtain credit fuels her drive to help others navigate financial barriers and improve their economic mobility. She is a recognized advocate for creating a more inclusive and equitable financial system for all.

Interesting fact: A key motivator for her career path was being denied a $500 credit card by the very bank she worked for early in her career due to a lack of credit history as a new immigrant.

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Experience
42 Years
Current Role
Chief Executive Officer
Job Level
Leadership
Location
San Jose, California, United States
Personality Overview

How Luz shows up

Communication Style
Decision Approach
Work Preference

Behavioral traits and communication patterns that shape how this person evaluates opportunities, builds trust, and makes decisions in professional settings.

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Priorities

Topics Luz cares about

Financial Inclusion
Her career is dedicated to expanding access to financial services for underserved populations, stemming from her own experiences as an immigrant from Venezuela.
Small Business Capital
Leads a national nonprofit focused on providing capital, coaching, and networks to small business owners, particularly those overlooked by traditional banks.
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Career

Work history

2017
Chief Executive Officer
Accion Opportunity Fund
2016 - 2017
CEO - Americas
DFC Global Corp.
2013 - 2016
VP Retail Sales & Service
Oportun
2002 - 2013
Investor; Co-Founder; President/COO
El Banco de Nuestra Comunidad division of CSB
1984 - 2002
Managing Director
Wachovia Bank
In the press

Media appearances

Luz Urrutia | Accion Opportunity Fund - EMERGE Everywhere. Featured in Spotify
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Luz Urrutia | Accion Opportunity Fund. Featured in FinHealth Network
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Education
Master of Business Administration - MBA
Georgia State University - J. Mack Robinson College of Business
Bachelor of Business Administration - BBA
Georgia State University
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

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