Nishant Lodha

Evaluator
DISC Type : cds

Director - Lending Operations at First Citizens India

Bengaluru, Karnataka, India

Overview

Nishant is the Director of Commercial Lending Operations at First Citizens India, leveraging over 20 years of experience in financial services. An alumnus of IIM-Bangalore, he is a seasoned leader specializing in managing large operational teams, process optimization, and global business transformation within commercial lending.

Outside of his professional role, Nishant has a strong interest in heritage and photography, specifically capturing the culture of Rajasthan. He is a proponent of continuous learning, often taking courses on topics like cybersecurity and sharing educational content with his network.

He successfully led his team through the uncertainty of Silicon Valley Banks acquisition, highlighting leaderships role in boosting morale.

Personality Overview

Hard To Convince

Thorough Evaluator

Fast But Analytical

They have a unique set of diverse traits where they are decisive and methodical but can sometimes be extra cautious and skeptical  They focus on the results, but can still be quite procedural and analytical about how to get there They are not very likely to become strong advocates of your product or service

Topics They Care About

Lending Operations
Heads the entire Enterprise Loan Operations for First Citizens India, focusing on strategy, loan servicing, governance, and process optimization.
Team Leadership
Manages large teams and has posted about the importance of delegation and maintaining employee morale, especially during times of organizational change.
Heritage Photography
Showcases a passion for photography and culture, specifically sharing his work capturing the heritage and royalty of Rajasthan.

Media Appearances

Nishant has no verified media appearances

Work History

9-2025
Director - Lending Operations at First Citizens India
5-2024
Associate Director - Loan Operations at First Citizens India
9-2022 - 9-2025
Associate Director - Loan Operations at Silicon Valley Bank
6-2020 - 9-2022
Senior Manager - Loan Operations at Silicon Valley Bank
1-2018 - 6-2020
Associate at J.P. Morgan

Education

2006 - 2007
Exe MBA from IIM- Bangalore
2001 - 2004
B.Com (Eco Honors) from Jai Narain Vyas University

More Information

Social Presence :

Prographics :

Exp : 14 Location : Bengaluru, Karnataka, India Job Level : Mid-senior Designation : Director - Lending Operations at First Citizens India
URL has been copied!

Insights For Selling To Nishant

During A Call Or A Meeting

DO's

  • Help them see both - the ‘big picture’ impact and the ROI of the investment
  • Keep a professional, business-like approach; especially if you tend to get informal quickly
  • Showcase how you can impact results but also make sure that you share detailed information too

DONT's

  • Avoid self-deprecating references or general informality, it could decrease their trust in you
  • Don’t focus on relationship, focus purely on the merit of your product
  • Avoid making strong statements, instead invite them to agree with you by asking them questions

When Cold Calling

When Writing An Email

While Negotiating & Closing

    The secret to closing fast with Nishant is

  • ROI matters the most to them, followed by process and finally proof of results
  • Will you ever get a clear answer from Nishant

  • They might hesitate a little, but will go ahead and say no when necessary (or asked)

Insights For Deal Planning

    How fast (or slow) will Nishant move?

  • They are unlikely to move very fast, especially when it comes to new products or services
  • Can Nishant take some risk or not?

  • They have relatively low risk-appetite and are not very likely to go for something unproven and risky

You And Nishant

Personality Compatibility


More Profiles

Discover additional public profiles from our index.

Search more profiles

Looking for someone else? Search here for anyone.

Or visit Humantic AI to know more.