Patrick Inks, MBA, PMP

Initiator
DISC Type : Di

Lead Credit Officer Vice President at JPMorganChase

Greater Indianapolis, United States

Overview

Patrick is a results-driven credit and finance executive, currently serving as a Lead Credit Officer and Vice President at JPMorgan Chase. His expertise lies in credit risk management and operational excellence within the automotive finance sector. He holds an MBA and a Project Management Professional (PMP) certification.

Colleagues and direct reports describe him as a supportive, hardworking, and top-notch leader who is a great team player. His focus is on developing his team members into new leaders while ensuring customers achieve their goals.

He once took a company out of bankruptcy, restructuring it into a highly profitable organization while reducing portfolio delinquency by 80%.

Personality Overview

Risk-Accepting

Confident

Conviction Driven

They respond well to objective pitches but also attach some value to relationships.  They don’t mind taking a stand if they believe in something. They measure a product on its merit but can be influenced by strong testimonials.

Topics They Care About

Credit Risk Strategy
He has extensive experience managing multi-billion dollar portfolios in prime, subprime, and deep sub-prime lending across multiple leading financial institutions.
Fintech & Automation
He led the implementation of a revolutionary Auto-Decisioning system for commercial financing and shows interest in new financial technology.
Leadership Development
A core part of his professional mission is hiring, training, and developing his team members to create future leaders within the organization.

Media Appearances

Patrick has no verified media appearances

Work History

7-2025
Lead Credit Officer Vice President at JPMorganChase
6-2015 - 12-2024
Associate Vice President of Credit & Collections at NextGear Capital
11-2010 - 6-2015
Chief Credit and Quality Officer at Merchants Leasing
8-2010
Chief Credit Officer at Navigator Acceptance
5-2001 - 4-2006
Director Of Operations at Harley Davidson Financial Services

Education

8-2006 - 5-2008
Master of Business Administration - MBA from University of Nevada, Reno
1984 - 1988
BS from Indiana University - Kelley School of Business

More Information

Social Presence :

Prographics :

Exp : 19 Location : Greater Indianapolis, United States Job Level : Senior Designation : Lead Credit Officer Vice President at JPMorganChase
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Insights For Selling To Patrick

During A Call Or A Meeting

DO's

  • Focus on the big picture and the strategic value of your product
  • Get them to a point where they are ready to bat for your product internally
  • Refer to testimonials from well known people to highlight the value of your product

DONT's

  • Don't be unorganized, be prepared for the pitch
  • Don’t be very informal even if they are being so themselves
  • Don’t keep repeating the same information, it could make them impatient

When Cold Calling

When Writing An Email

While Negotiating & Closing

    The secret to closing fast with Patrick is

  • Confidence in the product’s value is critical, followed by relationship and a sense of achievement.
  • Will you ever get a clear answer from Patrick

  • They will not hesitate to say no if they do not develop conviction.

Insights For Deal Planning

    How fast (or slow) will Patrick move?

  • They can take fast decisions if they develop conviction in the product and find you trustworthy.
  • Can Patrick take some risk or not?

  • They have the capability of taking risky decisions if necessary.

You And Patrick

Personality Compatibility


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