Ricardo Martin Manjon is a seasoned data and AI executive, currently leading Santander Groups strategy as Chief Data & AI Officer. His career includes pivotal roles at BBVA, where he drove the transformation towards a data-driven company, and Nordea. He holds a Global Executive MBA from Columbia Business School and a Ph. D. in Quantitative Economics.
He is passionate about leveraging technology to redefine banking and has a strong background in digital transformation and data science innovation. Ricardos focus lies in scaling data and AI capabilities across global organizations to create tangible business value and enhance customer experiences, viewing data as a critical asset for tailoring financial advice.
Before his corporate career, Ricardo founded a fintech startup specializing in financial analysis, which was later acquired by BBVA.
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