Ricardo Martin Manjon in

Ricardo Martin Manjon

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Chief Data & AI Officer at Santander
📍 Madrid, Community of Madrid, Spain

Ricardo Martin Manjon is a seasoned data and AI executive, currently leading Santander Groups strategy as Chief Data & AI Officer. His career includes pivotal roles at BBVA, where he drove the transformation towards a data-driven company, and Nordea. He holds a Global Executive MBA from Columbia Business School and a Ph. D. in Quantitative Economics.

He is passionate about leveraging technology to redefine banking and has a strong background in digital transformation and data science innovation. Ricardos focus lies in scaling data and AI capabilities across global organizations to create tangible business value and enhance customer experiences, viewing data as a critical asset for tailoring financial advice.

Before his corporate career, Ricardo founded a fintech startup specializing in financial analysis, which was later acquired by BBVA.

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Experience
28 Years
Current Role
Chief Data & AI Officer
Job Level
Leadership
Location
Madrid, Community of Madrid, Spain
Personality Overview

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Priorities

Topics Ricardo cares about

AI in Financial Services
As Chief Data & AI Officer at Santander, he is actively implementing an "AI-first" strategy and has previously led major data and AI initiatives at BBVA.
Digital Transformation
He has extensive experience leading digital strategy and transformation for major European banks, including Nordea and a near decade-long tenure at BBVA in similar roles.
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Career

Work history

3-2025
Chief Data & AI Officer
Santander
4-2019 - 3-2025
Group Head of Data & AI
BBVA
9-2017 - 4-2019
Global Head of Data Strategy & Data Science Innovation
BBVA
5-2016 - 9-2017
Group Head of Digital Banking
Nordea
2-2013 - 4-2016
Head of Digital Transformation
BBVA
In the press

Media appearances

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Education
2012 - 2014
Global Executive MBA
Columbia Business School
2015 - 2015
Certified SAFe Agilist
Scaled Agile Academy
Social presence
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Behavioral profile

DISC profile (public)

DISC behavioral profile

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