Robert P. Caraveo CFP®, RICP®, ChFC®, CLU®, CLTC

Examiner
DISC Type : cs

Managing Director / Wealth Managing Advisor at Northwestern Mutual

San Diego, California, United States

Overview

Robert is a Managing Director and Wealth Management Advisor at Northwestern Mutual. A graduate of the University of San Diego, he develops enduring client relationships by providing expert guidance for a lifetime of financial security. He was named a Forbes Best-In-State Wealth Advisor from 2022 to 2024.

A native of San Diego, Robert enjoys spending his free time with his wife, Jennifer, and their son, Nicholas. He is also described as an avid golfer and enjoys traveling.

He holds five distinct professional designations: CFP®, RICP®, ChFC®, CLU®, and CLTC®.

Personality Overview

Late Adopter

Process Oriented

Overcautious

They do not like taking risks at all and go for proven options in the end.  Being observant comes to them naturally. The only way to convince them is by showing them examples and ample proof.

Topics They Care About

Financial Security
His professional mission is to provide expert guidance to help clients identify and meet their long-term financial security needs.
Investment Strategy
He focuses on designing and implementing customized investment strategies that are aligned with his clients' personal and business goals.
Tax Minimization
Based on his recent communications, he actively advises clients on year-end financial strategies to help minimize their tax burdens.

Media Appearances

Robert has no verified media appearances

Work History

8-2010
Managing Director / Wealth Managing Advisor at Northwestern Mutual
5-2009
Wealth Manager / District Director at Northwestern Mutual

Education

2006 - 2009
Bachelors from University of San Diego

More Information

Social Presence :

Prographics :

Exp : 16 Location : San Diego, California, United States Job Level : Mid-senior Designation : Managing Director / Wealth Managing Advisor at Northwestern Mutual
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Insights For Selling To Robert P.

During A Call Or A Meeting

DO's

  • Be firm in your communication and stay in control
  • Spend time addressing concerns around risk and change, they will have them even if they don't express them
  • Expect them to be vague in response to your questions, ask firmly and pointedly

DONT's

  • Avoid getting into storytelling mode, especially when they ask specific questions
  • Don't push them too hard to make fast decisions, give them time
  • Don't use phrases like 'do not worry', 'i promise' etc.

When Cold Calling

When Writing An Email

While Negotiating & Closing

    The secret to closing fast with Robert P. is

  • Low-risk, adoption by others are very important to them, followed by confidence in ROI.
  • Will you ever get a clear answer from Robert P.

  • Often, they don't say no, or keep going about it in circles.

Insights For Deal Planning

    How fast (or slow) will Robert P. move?

  • They do not like to rush and therefore can be quite slow in their decision-making.
  • Can Robert P. take some risk or not?

  • They have little risk-appetite and prefer to take measured decisions.

You And Robert P.

Personality Compatibility


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