Shraddha Umat, FRM in

Shraddha Umat, FRM

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Senior Manager at Morgan Stanley
📍 Mumbai, Maharashtra, India

Shraddha is a Strategic Finance and Risk Leader at Morgan Stanley, bringing 12 years of experience in risk management, corporate actions, and liquidity optimization. A certified FRM professional and graduate of the Loyola Institute of Business Administration, colleagues describe her as intuitive, meticulous, and proactive. She has a demonstrated history of driving operational excellence.

Outside of her core financial expertise, Shraddha is committed to continuous learning and personal development. She was active in Toastmasters and debate clubs during her university years and has recently completed multiple advanced courses on Generative AI, Googles Gemini, and prompt engineering, showing a keen interest in emerging technologies.

Unique fact: While at The Shipping Corporation of India, Shraddha managed the company’s Provident and Gratuity Trusts, a corpus of over ₹650 Crores.

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Experience
12 Years
Current Role
Senior Manager
Job Level
Middle
Location
Mumbai, Maharashtra, India
Personality Overview

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Communication Style
Decision Approach
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Priorities

Topics Shraddha cares about

Financial Risk Management
As a certified FRM with 12 years' experience, this is her core expertise, covering everything from risk analytics to liquidity and operational controls.
Operational Excellence
She has a passion for improving processes, demonstrated by successfully leading an initiative at MSCI that reduced corporate action processing errors by 50%.
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Career

Work history

12-2025
Senior Manager
Morgan Stanley
8-2022 - 7-2025
Senior Associate
MSCI Inc.
8-2015 - 7-2022
Assistant Manager
The Shipping Corporation of India Ltd.
8-2013 - 8-2015
Research Analyst
CRISIL Limited
4-2012 - 6-2012
Summer intern
Axis Bank Ltd.
In the press

Media appearances

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Education
2011 - 2013
PGDM
Loyola Institute of Business Administration
2007 - 2011
BE
Dayananda Sagar College of Engineering, Bangalore
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

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