Sofia E. Freyder in

Sofia E. Freyder

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Enterprise Payments Strategy and Governance at American Express
📍 United States

Sofia is a senior executive in financial services specializing in global payments, product management, and enterprise strategy. Her experience spans top institutions like American Express, Citi, and JPMorgan Chase, where she has led major instant and real-time payment initiatives. Colleagues describe her as a trustworthy, insightful, and collaborative leader.

Sofia was elected to the U. S. Faster Payments Council (FPC) Advisory Board, where she actively contributes to shaping the future of payment systems.

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Experience
7 Years
Current Role
Enterprise Payments Strategy and Governance
Job Level
Mid-senior
Location
United States
Personality Overview

How Sofia shows up

Communication Style
Decision Approach
Work Preference

Behavioral traits and communication patterns that shape how this person evaluates opportunities, builds trust, and makes decisions in professional settings.

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Priorities

Topics Sofia cares about

Global Payment Strategy
Her career at American Express, Citi, and Mastercard has centered on driving strategy for global payment types and cross-border transactions.
Digital Payment Platforms
She has led the development of new digital, self-service platforms for high-volume instant payments, focusing on efficiency and automation.
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Career

Work history

9-2024
Enterprise Payments Strategy and Governance
American Express
4-2023 - 8-2024
Head of Payment Express, Global Instant Payments
Citi
2-2018 - 3-2023
Head of Real-Time Payments and Pay by Bank, Product Management and Development
JPMorgan Chase & Co.
Global Head of Product Marketing and Strategic Partnership, Innovation
Earthport
Vice President of Product Management, Global Cross-Border Payments
MasterCard
In the press

Media appearances

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Education
2002 - 2003
Master's
Academy of State Service
1995 - 2000
Master’s and Bachelor's Degree in Business Administration
South Ural State University
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

Dominance, influence, steadiness, and calculativeness scores with guidance on how this person prefers to communicate and decide.

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