Alfonso Ramos in

Alfonso Ramos

Questioner · DISC type c
Managing Director at Banco Azteca
📍 Mexico

Alfonso Ramos is a seasoned banking executive with over 25 years of experience in Latin American financial services. As Managing Director and Chief Credit Officer at Banco Azteca, he leads credit risk, portfolio management, and data intelligence across Mexico and Central America. He holds executive degrees from Harvard and Stanford.

Outside of his professional duties, Alfonso is a proud father who publicly celebrates his childrens academic achievements. He actively participates in and promotes company culture, sharing moments from team-building events and holiday celebrations at Grupo Salinas, showing his value for camaraderie and tradition.

Unique fact: Alfonso recently celebrated his son Iñakis team for winning third place in a prestigious national law competition organized by the Arbitration Center of Mexico.

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Experience
18 Years
Current Role
Managing Director
Job Level
Mid-senior
Location
Mexico
Personality Overview

How Alfonso shows up

Systematic
Not Easily Convinced
Value Seeker

It is quite likely of them to ask for pricing or other concessions. While they don't hesitate to ask questions, they are generally risk-averse and tend to be late adopters. They prefer to analyze every situation thoroughly.


Priorities

Topics Alfonso cares about

Latin American Banking
His entire 25+ year career is in Latin American financial services, and he recently led work sessions with teams in Guatemala, Honduras, and Panama to define 2026 objectives.
Credit Risk Management
As Chief Credit Officer, this is his core function. His experience spans consumer banking, credit cards, and mortgages at institutions like Citibanamex and GE Capital.
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Career

Work history

3-2020
Managing Director
Banco Azteca
6-2017 - 2-2020
Director of Credit Risk Management
Citibanamex
4-2013 - 5-2017
Regional Director in Retail Banking
Citibanamex
3-2009 - 3-2013
Director of Credit Risk Management
Citibanamex
6-2007 - 3-2009
Chief Risk Officer - Country Risk Manager
GE Capital
In the press

Media appearances

No media yetWe could not find public media appearances for this person.
Education
Advanced Management Program (AMP)
Harvard Business School
Stanford Executive Program (SEP)
Stanford University Graduate School of Business
Social presence
in
Behavioral profile

DISC profile (public)

c

Calculativeness (C)

Calculativeness (C) reflects the degree to which a person is likely to be cautious, systematic and analytical. Those scoring high tend to emphasise quality and accuracy.

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