Caleb Vermillion

Energizer
DISC Type : I

Loan Operations Officer at M1 Bank

Maryland Heights, Missouri, United States

Overview

Caleb Vermillion is a data-focused Loan Operations Officer at M1 Bank, skilled in SQL, R Studio, and IBM Cognos. A graduate of Washington University in St. Louis, he specializes in leveraging analytics to drive operational efficiencies and support strategic decisions, with a clear ambition to become a data scientist.


He led a core data conversion for his banks lending operational system.

Personality Overview

Relationship Oriented

Big Picture Person

Believer

They are always positive and upbeat, so take their promises with a pinch of salt.  They are really good at seeing what the long-term impacts of their decisions could be. They are friendly, approachable and love to make new connections.

Topics They Care About

Data-Driven Operations
He uses analytics tools like SQL, R Studio, and IBM Cognos to create reports, streamline workflows, and enhance business decision-making within banking operations.
Process Automation
He has a history of automating reporting functions using advanced Excel and VBA macros, significantly improving efficiency in his financial analyst roles.
Financial Analytics
His background includes underwriting commercial loans and analyzing financial statements to assess borrower quality, demonstrating deep expertise in credit and risk assessment.

Media Appearances

Caleb has no verified media appearances

Work History

12-2024
Loan Operations Officer at M1 Bank
2-2023 - 12-2024
Financial Analyst - Commercial Credit at M1 Bank
7-2022 - 2-2023
Financial Analysis Lead Analyst at Express Scripts by Evernorth
8-2020 - 7-2022
Financial Operations Lead Analyst at Express Scripts by Evernorth
5-2019 - 8-2020
Corporate Accountant II - Accounts Receivables & Accounts Payable at Abstrakt Marketing Group

Education

Bachelor of Science in Business Administration from Washington University in St. Louis

More Information

Social Presence :

Prographics :

Exp : 13 Location : Maryland Heights, Missouri, United States Job Level : N/A Designation : Loan Operations Officer at M1 Bank
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Insights For Selling To Caleb

During A Call Or A Meeting

DO's

  • Be friendly and entertaining in your conversation
  • Speak enthusiastically with energy, maintain a clear and confident tone
  • Use adjectives like ‘amazing’, ‘coolest’, ‘unbelievable’ etc.

DONT's

  • Don’t be excessively objective, be a storyteller
  • Avoid overloading them with too much detail
  • Don’t assume a yes just because they have not said no

When Cold Calling

When Writing An Email

While Negotiating & Closing

    The secret to closing fast with Caleb is

  • Relationship and rapport can play an important role, sometimes more than the other factors.
  • Will you ever get a clear answer from Caleb

  • They will probably never say no directly, you have to make that decision yourself.

Insights For Deal Planning

    How fast (or slow) will Caleb move?

  • They are not the quickest decision makers, their friendly attitude could be misleading.
  • Can Caleb take some risk or not?

  • They can accept limited risks, ones that they think will not impact them personally.

You And Caleb

Personality Compatibility


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