Chhaya Garg, CFP

Critic
DISC Type : C

Financial Planner at www.growyoursavings.in

Faridabad, Haryana, India

Overview

Chhaya Garg is a comprehensive financial planner and the founder of Grow Your Savings, where she focuses on wealth creation and portfolio management. Leveraging her MBA from the Institute of Productivity and experience at HDFC Bank, she provides outcome-oriented advice across investments, insurance, and loans.

A notable achievement in her career includes managing the corporate investment portfolio for Mother Dairy during her tenure at Credent Portfolio Pvt Ltd, where she provided financial guidance to corporate clients and HNIs.

Personality Overview

Negotiator

Critic

Information Seeker

They don’t appreciate bells and whistles unless backed by data.  They prefer to analyze logically and value objective facts over emotions. They are quite likely to negotiate on pricing or other key terms.

Topics They Care About

Holistic Financial Planning
Focuses on providing complete financial solutions, from investments and insurance to various loans, to ensure clients achieve a secure financial future.
Strategic Investing
Advises on building stable portfolios, recently highlighting Fixed Deposits as a smart and reliable option for assured growth in volatile markets.
Smart Loan Negotiation
Passionate about helping clients avoid costly mistakes by comparing, negotiating, and seeking expert advice on major home and car loans.

Media Appearances

Chhaya has no verified media appearances

Work History

12-2017
Financial Planner at www.growyoursavings.in
2-2014 - 12-2017
Preferred Relationship Manager at HDFC Bank
4-2006 - 2-2014
Sr.Exe at SPA Capital Services Ltd.
10-2005 - 4-2006
Dy.Manager at Credent Portfolio Pvt ltd
2-2001 - 12-2004
Organization 2 at Karvy Investor Services Ltd

Education

1999 - 2001
Masters of Business Administration with Hons from Institute of Productivity
1999 - 2001
mba from institute of productivity & Mgmt

More Information

Social Presence :

Prographics :

Exp : 24 Location : Faridabad, Haryana, India Job Level : N/A Designation : Financial Planner at www.growyoursavings.in
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Insights For Selling To Chhaya

During A Call Or A Meeting

DO's

  • Don’t forget to mention how you compare to competition on both features and pricing
  • Use phrases like ‘expect X% improvement’, ‘data clearly shows’ etc.
  • Be formal and objective, they will appreciate it more

DONT's

  • Don't give superficial answers, they are easily rattled by them
  • Do not use very emotional or colorful language
  • Don’t try to give too many examples of other users, they like to make their own decisions

When Cold Calling

When Writing An Email

While Negotiating & Closing

    The secret to closing fast with Chhaya is

  • Proof of ROI, low pricing and objective proof points are the important factors for them.
  • Will you ever get a clear answer from Chhaya

  • They do not mind saying no if they believe that it is the right decision.

Insights For Deal Planning

    How fast (or slow) will Chhaya move?

  • They are neither the fastest nor the slowest decision makers, they are somewhere in the middle.
  • Can Chhaya take some risk or not?

  • They can bear some risk if their analysis backs the decision.

You And Chhaya

Personality Compatibility


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