Colette Ratliff in

Colette Ratliff

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Head of FS Operations at Marks and Spencer
📍 Derby, England, United Kingdom

Colette Ratliff is the Head of FS Operations at Marks and Spencer, specializing in enhancing customer experience through process excellence. An expert in Lean 6 Sigma and people management, colleagues describe her as a professional, thoughtful, and considerate leader who is passionate about delivering great customer outcomes.

Outside of her extensive career in financial services, Colette has pursued an interest in creative design. She has completed a City & Guilds qualification in Garden Design, suggesting a passion for landscape and horticulture that complements her structured professional life.

Unique fact: She holds a formal qualification in Garden Design from City & Guilds.

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Experience
34 Years
Current Role
Head of FS Operations
Job Level
Mid-senior
Location
Derby, England, United Kingdom
Personality Overview

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Communication Style
Decision Approach
Work Preference

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Priorities

Topics Colette cares about

Customer Experience
Her career includes roles focused on designing customer experience frameworks and reducing customer pain-points at Argos and Bank of Ireland.
Process Excellence
As a certified Lean 6 Sigma Black Belt, she has a proven history of improving operational processes and efficiency in financial services.
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Career

Work history

7-2024
Head of FS Operations
Marks and Spencer
12-2023 - 6-2024
Interim Head of CRM
Marks and Spencer
8-2018 - 9-2023
Head of Customer Experience & Product Communications
Argos Financial Services
9-2015 - 4-2018
Process Improvement Consultant (Contract - 4 Extensions)
Bank of Ireland
1-2013 - 8-2015
Head of Risk, Quality and Compliance - Collections and Recoveries Department
Capital One
In the press

Media appearances

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Education
1995 - 1998
Bachelor of Arts (B.A.) 1st Class
University of Derby
Social presence
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Behavioral profile

DISC profile (public)

DISC behavioral profile

Dominance, influence, steadiness, and calculativeness scores with guidance on how this person prefers to communicate and decide.

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