David R. Carothers, CIC, CRM, CWCA in

David R. Carothers, CIC, CRM, CWCA

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Founder at Margin Shield
📍 Tampa, Florida, United States

David is the Principal of Florida Risk Partners, where he implements innovative risk management systems. He is a Certified Risk Manager (CRM) and has founded multiple ventures, including Margin Shield. Colleagues and clients describe him as innovative, dynamic, and knowledgeable, with unmatched expertise in the middle-market insurance space.

Outside of his primary role, David is a published author and podcast host dedicated to sharing his industry insights. He demonstrates a strong commitment to community advocacy, serving as a Board Member for Quest, Inc. , an organization that supports children and adults with developmental disabilities.

Unique fact: David has authored multiple books on industry topics, including "The Extra 2 Minutes: How to Lead More and Manage Less. "

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Experience
9 Years
Current Role
Founder
Job Level
Leadership
Location
Tampa, Florida, United States
Personality Overview

How David shows up

Communication Style
Decision Approach
Work Preference

Behavioral traits and communication patterns that shape how this person evaluates opportunities, builds trust, and makes decisions in professional settings.

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Priorities

Topics David cares about

Innovative Risk Management
He created Margin Shield, a purpose-built risk management and profitability framework that goes beyond traditional insurance to protect business success.
Insurance Sales Coaching
As the founder of Killing Commercial Insurance Sales Training, he actively coaches and trains insurance professionals on growing their book of business.
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Career

Work history

12-2025
Founder
Margin Shield
2-2025
Co-Founder
Beyond the Stares
1-2025
Board Member
Quest, Inc.
6-2016
Principal
Florida Risk Partners
2-2020
Founder
Killing Commercial Insurance Sales Training
In the press

Media appearances

The Profit Protection Summit brought to you by Margin Shield. Featured in Facebook
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Education
1997 - 2001
Bachelor of Science
Birmingham-Southern College
1991 - 1994
Business
Alderson Broaddus University
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

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