Dr. K. Paul Thomas is the founder, MD, and CEO of ESAF Small Finance Bank, which he grew from a non-profit organization into a scheduled commercial bank. A social entrepreneur with a PhD from VELS University, he is a pioneer in microfinance, focusing on financial inclusion and the economic empowerment of marginalized communities.
His professional life is deeply intertwined with his personal mission to uplift the underprivileged, inspired by Nobel Laureate Prof. Muhammad Yunus. This commitment to social good is the driving force behind his creation of the ESAF Group of Social Enterprises, impacting millions of lives across India.
He began his career at Indian Farmers Fertiliser Cooperative Ltd. (IFFCO), where extensive travel through rural India shaped his vision for community-led economic development.
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