Chief Risk Officer (CRO) at HSBC Innovation Banking
📍 London, England, United Kingdom
Emma Stephens is the Chief Risk Officer at HSBC Innovation Banking UK, bringing over twenty-five years of experience in finance. Her career is distinguished by a focus on the technology and innovation sectors, with deep expertise in venture, leveraged, and corporate lending. She holds a BSc in International Management with Modern Languages (French) from the University of Bath.
Her extensive career has seen her lead structured finance teams and manage significant loan portfolios, holding key positions such as Head of Credit and Head of Leveraged Lending before becoming CRO.
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Experience
26 Years
Current Role
Chief Risk Officer (CRO)
Job Level
Leadership
Location
London, England, United Kingdom
Personality Overview
How Emma shows up
Value Seeker
Cautious & Analytical
Systematic
It is quite likely of them to ask for pricing or other concessions. While they don't hesitate to ask questions, they are generally risk-averse and tend to be late adopters. They prefer to do thorough analysis of any situation.
Priorities
Topics Emma cares about
Innovation Economy Finance
Has over 25 years of experience lending to and managing risk for companies in the tech and innovation sectors, from venture-backed startups to corporate clients.
Credit Risk Management
As the current CRO and former Head of Credit, she is responsible for the credit risk management of HSBC Innovation Banking UK's entire loan book.
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Career
Work history
1-2025
Chief Risk Officer (CRO)
HSBC Innovation Banking
1-2024 - 3-2025
Head of Credit HSBC Innovation Banking UK
HSBC Innovation Banking
7-2019 - 12-2023
Senior Credit Officer - Venture & Growth, Lev Fin and CorpFin EMEA
HSBC Innovation Banking
11-2015 - 7-2019
Managing Director and Head of Leveraged Finance EMEA
HSBC Innovation Banking
8-2011 - 11-2015
Head of Technology, Corporate Banking UK
Bank of Ireland
In the press
Media appearances
Emma Stephens | HSBC Innovation Banking. Featured in HSBC Innovation Banking – Leadership Page
Calculativeness (C) reflects the degree to which a person is likely to be cautious, systematic and analytical. Those scoring high tend to emphasise quality and accuracy.
Other HSBC Innovation Banking Employees
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