Estela Gouveia dos Santos in

Estela Gouveia dos Santos

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Superintendente Executiva de Compliance e Gestão de Fraudes at Tokio Marine Seguradora
📍 Brazil

Estela Gouveia dos Santos is the Executive Superintendent of Compliance and Fraud Management at Tokio Marine Seguradora, bringing extensive experience from the banking and insurance sectors. A law graduate from Anhanguera Educacional, her expertise covers regulatory compliance, anti-money laundering, and internal controls, honed at institutions like HSBC and Santander.

Outside of her demanding professional life, Estela indicates an interest in social causes. She follows and supports organizations such as the Cancer Institute of the State of São Paulo (ICESP), reflecting a commitment to community well-being.

She has dedicated her career to the specialized field of financial crime prevention, progressing from an investigator to an executive leader.

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Experience
33 Years
Current Role
Superintendente Executiva de Compliance e Gestão de Fraudes
Location
Brazil
Personality Overview

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Priorities

Topics Estela cares about

Fraud Management
As the head of Fraud Management, she is directly responsible for overseeing the prevention and investigation of fraudulent activities at Tokio Marine.
Regulatory Compliance
Her career has been centered on ensuring adherence to financial regulations, including anti-money laundering and anti-corruption programs.
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Career

Work history

12-2025
Superintendente Executiva de Compliance e Gestão de Fraudes
Tokio Marine Seguradora
9-2022 - 12-2025
Gerente de Compliance, Controles Internos Riscos
Tokio Marine Seguradora
4-2016 - 9-2022
Gerente de Compliance
Tokio Marine Seguradora
Gerente de Compliance
HSBC Bank Brasil S.A. - Banco Múltiplo
Coordenadora de Investigação
BANCO SANTANDER (BRASIL-PREF
In the press

Media appearances

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Education
8-2021 - 7-2026
Bacharelado em Direito
Anhanguera Educacional
Curso Superior de Tecnologia (CST)
• Universidade Santana
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

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