Joseph A. Voica in

Joseph A. Voica

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SVP - Embedded Payments in Global Treasury Management at U.S. Bank
📍 North Andover, Massachusetts, United States

Joseph is the SVP of Embedded Payments at U. S. Bank, with deep international experience leading sales at MasterCard, Bank of America, and Experian. An MBA from the University of Wisconsin-Madison, colleagues describe him as a professional, results-driven, and gifted strategist focused on FinTech and B2B/B2C verticals.

Outside of his extensive career in financial services, Joseph is an alumnus of the University of Wisconsin-Madison, where he earned both his Bachelor of Science and MBA degrees. His connection to the university suggests a likely interest in its community and collegiate sports.

Unique fact: He has a proven track record of turning around underperforming business units, having reversed negative sales trends at both Harte Hanks and Bank of America.

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Experience
6 Years
Current Role
SVP - Embedded Payments in Global Treasury Management
Job Level
Leadership
Location
North Andover, Massachusetts, United States
Personality Overview

How Joseph shows up

Communication Style
Decision Approach
Work Preference

Behavioral traits and communication patterns that shape how this person evaluates opportunities, builds trust, and makes decisions in professional settings.

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Priorities

Topics Joseph cares about

Embedded Payments
As SVP at U. S. Bank, he leads a team of consultants specifically pursuing embedded payment and FinTech opportunities.
FinTech Innovation
His recent background as President of Fintainium and CRO at OpenPayd shows a deep involvement in Banking as a Service (BaaS) and working capital platforms.
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Career

Work history

5-2023
SVP - Embedded Payments in Global Treasury Management
U.S. Bank
2-2022 - 5-2023
Chief Revenue Officer - Americas & New Markets at MSB USA - OpenPayd
OpenPayd
7-2019 - 2-2022
President - Fintainium (Formally ePayRails)
Fintainium Inc
Executive Vice President – Chief Client and Revenue Officer
Harte Hanks
Senior Vice President of Sales
Bank of America Merchant Services
In the press

Media appearances

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Education
Master of Business Administration - MBA
University of Wisconsin-Madison
Bachelor of Science - BS
University of Wisconsin-Madison
Social presence
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Behavioral profile

DISC profile (public)

DISC behavioral profile

Dominance, influence, steadiness, and calculativeness scores with guidance on how this person prefers to communicate and decide.

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