Kripa Subramaniam

Enigma
DISC Type : icd

Interim Chief Risk Officer at Dynamoney

Middle Dural, New South Wales, Australia

Overview

Kripa Subramaniam is the Interim Chief Risk Officer at Dynamoney, bringing extensive financial services experience from roles in Australia, India, and the Middle East. A versatile Chartered Accountant, her expertise spans portfolio management, credit analysis, and risk management within top global banks.


She holds dual Chartered Accountant qualifications from the official institutes in both Australia and India.

Personality Overview

Challenger

Fast Follower

Hard To Convince

They can sound friendly and charming but can quickly change gears to become inquisitive and probing  They are likely to ask many questions and look heavily for supporting proof as well as information. They are generally strong communicators and are not easy to convince.

Topics They Care About

Credit Risk Management
Her role involves establishing comprehensive credit risk management frameworks, overseeing enterprise risk identification, and providing guidance on risk-based decision-making.
Responsible Lending
Previously drove the adoption of responsible lending policies and operational guidelines to ensure adherence to statutory obligations.
Portfolio Management
Has significant experience in proactive portfolio management through detailed reporting, financial analysis, and consistent monitoring to mitigate risks.

Media Appearances

Kripa has no verified media appearances

Work History

8-2025
Interim Chief Risk Officer at Dynamoney
3-2025 - 8-2025
Head of Corporate Credit at Dynamoney
7-2024 - 2-2025
Financial Restructure Specialist at DE LAGE LANDEN LEASING
7-2022 - 6-2024
Regional Credit Analyst at DE LAGE LANDEN LEASING
9-2017 - 7-2022
Senior Credit Analyst at DE LAGE LANDEN LEASING

Education

Chartered Accountant from Institute of Chartered Accountants in Australia
2000 - 2003
Chartered Accountant from The Institute of Chartered Accountants of India

More Information

Social Presence :

Prographics :

Exp : 11 Location : Middle Dural, New South Wales, Australia Job Level : Leadership Designation : Interim Chief Risk Officer at Dynamoney
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Insights For Selling To Kripa

During A Call Or A Meeting

DO's

  • Let them lead the discussion, create opportunities for them to speak if they are not very forthcoming
  • Build rapport slwly without rushing, it will come handy to handle hard questions later
  • Leverage 'negging', or the art of asking negative questions like "you must not be convinced yet..."

DONT's

  • Don’t rely excessively on your relationship with them to win the deal even if you come to form one
  • Don’t brush off any concerns, take all questions seriously. They are easily deterred
  • Avoid long presentations and just 'high-level' value proposition, dive into the details

When Cold Calling

When Writing An Email

While Negotiating & Closing

    The secret to closing fast with Kripa is

  • Proven value, strong objective evidence are important for them, rapport can impact decisions a little.
  • Will you ever get a clear answer from Kripa

  • They are practical and friendly, but can give a clear response with a little prodding

Insights For Deal Planning

    How fast (or slow) will Kripa move?

  • They like to be detailed, so unless they develop strong conviction, they can take their time to arrive at decisions
  • Can Kripa take some risk or not?

  • They evaluate their decisions systematically and do not take risks that often, unless you can get them to develop strong conviction

You And Kripa

Personality Compatibility


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