Kusum Sen B.A, CLU, CHS, RIS, MDRT Life Member in

Kusum Sen B.A, CLU, CHS, RIS, MDRT Life Member

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Financial Planner at Carte Financial Group
📍 Toronto, Ontario, Canada

Kusum Sen is a dynamic financial planner with over 25 years of experience, currently with Carte Financial Group. She serves as the Professional Development Chair for the Advocis Toronto Board and holds a certificate from the IFSE Institute. Colleagues and clients describe her as knowledgeable, experienced, and diligent in her approach.

Outside of her primary financial planning role, Kusum is involved in Torontos professional community. She attends local networking and cultural events, such as those hosted by the Museum of Toronto and the Ireland Canada Chamber of Commerce, demonstrating an interest in community engagement and development.

She was once featured in My Business Magazine for her work ethic and success as a strong woman in her field.

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Experience
40 Years
Current Role
Financial Planner
Location
Toronto, Ontario, Canada
Personality Overview

How Kusum shows up

Communication Style
Decision Approach
Work Preference

Behavioral traits and communication patterns that shape how this person evaluates opportunities, builds trust, and makes decisions in professional settings.

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Priorities

Topics Kusum cares about

Holistic Financial Planning
Her professional philosophy emphasizes a holistic approach, ensuring her clients' goals and interests are the top priority in achieving their financial freedom.
Retirement Strategy
Frequently posts about the nuances of RRSP planning, viewing it as a critical tool for a disciplined and informed retirement strategy, not just a tax deduction.
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Career

Work history

6-2025
Financial Planner
Carte Financial Group
2-2011 - 3-2025
Financial Planner
Desjardins Financial Security Independent Network
2-2011 - 3-2025
Investment Fund Advisor
Desjardins Financial Security Investments Inc.
7-2008 - 11-2010
Financial Advisor
Sun Life Financial
9-2006 - 9-2008
Senior Executive Consultant
Nexus Insurance Brokers LLC
In the press

Media appearances

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Education
3-2024 - 3-2026
Affiliate Member
STEP Canada | The Society of Trust and Estate Practitioners (Canada)
1-2025 - 1-2025
Certificate
IFSE Institute
Social presence
in
Behavioral profile

DISC profile (public)

DISC behavioral profile

Dominance, influence, steadiness, and calculativeness scores with guidance on how this person prefers to communicate and decide.

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