Niraj Murarka in

Niraj Murarka

Visionary · DISC type Ds
Founding Member & Chief Risk Officer at LiquiLoans
📍 Mumbai, Maharashtra, India

Niraj Murarka is a Founding Member and Chief Risk Officer at LiquiLoans, specializing in credit risk, data analytics, and P&L management. An alumnus of IIT Guwahati and IIM Calcutta, his career includes senior roles at LendingClub and Capital One, focused on driving growth in consumer lending.

Colleagues describe him as one of the brightest people theyve worked with, highlighting his strong business acumen and "small business mindset".

He is currently focused on building Indias largest peer-to-peer lending marketplace.

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Experience
11 Years
Current Role
Founding Member & Chief Risk Officer
Job Level
Leadership
Location
Mumbai, Maharashtra, India
Personality Overview

How Niraj shows up

Fast But Thoughtful
Goal-Oriented
Risk Tolerant

They exhibit a rare combination of being result-oriented but patient at the same time. They are very professional in their approach and can weigh multiple perspectives together. They might take some time to make their mind up but once they do, they don't change it easily.

Priorities

Topics Niraj cares about

P2P Lending
As a founder of LiquiLoans, his primary mission is to build the largest peer-to-peer lending marketplace in India, a goal he has explicitly stated.
Credit Risk Strategy
As Chief Risk Officer, his core focus is ensuring resilient growth. He is actively building out his credit risk team to manage this.
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Career

Work history

3-2019
Founding Member & Chief Risk Officer
LiquiLoans
9-2018 - 3-2019
Senior Director, Head of Credit Risk & Pricing for Secured Lending
LendingClub
4-2018 - 9-2018
Director Credit Risk & Pricing, Auto Loans
LendingClub
9-2017 - 4-2018
Director Credit Risk & Pricing, Unsecured Loans
LendingClub
7-2015 - 2-2016
Senior Business Manager
Capital One
In the press

Media appearances

No media yetWe could not find public media appearances for this person.
Education
2009 - 2011
PGDM
Indian Institute of Management, Calcutta
2005 - 2009
B.Tech.
Indian Institute of Technology, Guwahati
Social presence
in
Behavioral profile

DISC profile (public)

D

Dominance (D)

Dominance (D) reflects how goal and task oriented a person is, and their ability to accomplish results irrespective of how demanding the circumstances might be. Those scoring high tend to be motivated by winning, competition, and success.

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