Prathamesh Deshmukh

Activist
DISC Type : Cd

Strategy Associate at SMFG India Credit

Mumbai, Maharashtra, India

Overview

Prathamesh is a Strategy Associate at SMFG India Credit, specializing in growth initiatives, structured finance, and new product development. He drives cross-functional collaboration across risk, credit, and finance. He holds a PGDM from the National Institute of Bank Management, an apex institute established by the Reserve Bank of India.

Beyond his corporate role, Prathamesh has demonstrated leadership as the former President of his universitys finance club, VittArth. He has a keen interest in analyzing market trends and disseminating well-researched economic insights, showing a passion for finance that extends beyond his professional responsibilities.

Unique fact: Prathamesh is a two-time recipient of the "Employee of the Quarter" award at SMFG for significant functional achievements.

Personality Overview

Perfectionist

Meticulous

Value Conscious

They care equally about the product and its potential impact.  They focus on objectivity in a pitch and pay little attention to bells and whistles. They respond well to confident salespeople.

Topics They Care About

AI in Finance
He frequently writes about moving beyond pilot programs to embed AI function-by-function across banking and NBFCs, from risk and credit to customer service.
Indian Financial Sector
He analyzes the transformational year for India's financial services, focusing on global capital flows from PE firms and sovereign wealth funds into the ecosystem.
Structured Finance
His role at SMFG involves working on structured finance deals, including external portfolio acquisitions and securitisation through direct assignments.

Media Appearances

Prathamesh has no verified media appearances

Work History

5-2024
Strategy Associate at SMFG India Credit
4-2023 - 4-2024
President at VittArth - National Institute of Bank Management (NIBM), Pune
4-2023 - 6-2023
Intern at Protiviti
1-2019 - 6-2019
Research Intern at National Centre For Aerospace Innovation and Research, IIT Bombay
5-2018 - 6-2018
Trainee at 512 Army Base Workshop

Education

6-2022 - 4-2024
PGDM from National Institute of Bank Management (PGDM)
7-2015 - 6-2019
Bachelor of Technology - BTech from Shri Guru Gobind Singhji Institute of Engineering and Technology, Vishnupuri, Nanded

More Information

Social Presence :

Prographics :

Exp : 3 Location : Mumbai, Maharashtra, India Job Level : N/A Designation : Strategy Associate at SMFG India Credit
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Insights For Selling To Prathamesh

During A Call Or A Meeting

DO's

  • Ask them questions confidently while doing discovery, don’t be apologetic
  • Refer to testimonials from others in similar positions
  • Tell them that you are there to help them create visible impact within their organization

DONT's

  • Avoid long winding pitches, stay objective
  • Don’t try to be an alpha salesperson, give them equal space
  • Refrain from asking too many questions

When Cold Calling

When Writing An Email

While Negotiating & Closing

    The secret to closing fast with Prathamesh is

  • Conviction in the product matters to them, followed by proof points and strong testimonials.
  • Will you ever get a clear answer from Prathamesh

  • They may not be very forthcoming, but they will say no if needed.

Insights For Deal Planning

    How fast (or slow) will Prathamesh move?

  • They are neither the fastest decision makers nor the slowest.
  • Can Prathamesh take some risk or not?

  • They can take risks but after weighing up the pros and cons.

You And Prathamesh

Personality Compatibility


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