Ramanathan Varadharajan, PhD in

Ramanathan Varadharajan, PhD

Activist · DISC type Cd
Founder at Sentistrat
📍 Netherlands

Ramanathan is a Product Manager at Rabobank and the Founder of Sentistrat, with a unique background combining a PhD in Physics with extensive experience in banking and credit risk management. He specializes in implementing Basel III/IV and IFRS9 solutions. Colleagues describe him as highly motivated, skilled, and detail-oriented.

Outside of his professional roles, Ramanathan is actively involved in his local community as a volunteer treasurer for the Kantjils Badminton Club in the Netherlands. This suggests a passion for the sport and a commitment to community engagement.

Unique fact: He holds a Professional Scrum Product Owner II (PSPO II) certification, showcasing his expertise in agile product delivery.

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Experience
9 Years
Current Role
Founder
Job Level
Leadership
Location
Netherlands
Personality Overview

How Ramanathan shows up

Meticulous
Logical And Quick
Observative

They focus on objectivity in a pitch and pay little attention to bells and whistles. They can be nudged to make faster decisions by offering what they value. They don’t always try to control the conversation but neither do they like yielding it fully.

Priorities

Topics Ramanathan cares about

Credit Risk Modeling
Leads a team orchestrating credit risk calculations for large financial portfolios and has developed models based on the latest regulations at Rabobank.
Financial Regulation
His work focuses on implementing end-to-end Basel IV and IFRS9 reporting solutions, demonstrating deep expertise in complex regulatory frameworks.
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Career

Work history

9-2025
Founder
Sentistrat
8-2022
Product Manager
Rabobank
7-2021 - 8-2022
Credit Risk Modeller
Rabobank
7-2020 - 7-2021
Risk Model Engineer
Rabobank
3-2024
Treasurer
Kantjils Badminton Club
In the press

Media appearances

No media yetWe could not find public media appearances for this person.
Education
2016 - 2020
Doctor of Philosophy (Ph.D.)
Wageningen University & Research
2014 - 2016
Master’s Degree
Indian Institute of Science (IISc)
Social presence
in
Behavioral profile

DISC profile (public)

C

Calculativeness (C)

Calculativeness (C) reflects the degree to which a person is likely to be cautious, systematic and analytical. Those scoring high tend to emphasise quality and accuracy.

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