Ramanathan Varadharajan, PhD

Activist
DISC Type : Cd

Founder at Sentistrat

Netherlands

Overview

Ramanathan is a Product Manager at Rabobank and the Founder of Sentistrat, with a unique background combining a PhD in Physics with extensive experience in banking and credit risk management. He specializes in implementing Basel III/IV and IFRS9 solutions. Colleagues describe him as highly motivated, skilled, and detail-oriented.

Outside of his professional roles, Ramanathan is actively involved in his local community as a volunteer treasurer for the Kantjils Badminton Club in the Netherlands. This suggests a passion for the sport and a commitment to community engagement.

Unique fact: He holds a Professional Scrum Product Owner II (PSPO II) certification, showcasing his expertise in agile product delivery.

Personality Overview

Meticulous

Logical And Quick

Observative

They focus on objectivity in a pitch and pay little attention to bells and whistles.  They can be nudged to make faster decisions by offering what they value. They don’t always try to control the conversation but neither do they like yielding it fully.

Topics They Care About

Credit Risk Modeling
Leads a team orchestrating credit risk calculations for large financial portfolios and has developed models based on the latest regulations at Rabobank.
Financial Regulation
His work focuses on implementing end-to-end Basel IV and IFRS9 reporting solutions, demonstrating deep expertise in complex regulatory frameworks.
Agile Product Ownership
As a certified Professional Scrum Product Owner (PSPO II), he is focused on the principles of delivering valuable products through the Scrum framework.

Media Appearances

Ramanathan has no verified media appearances

Work History

9-2025
Founder at Sentistrat
8-2022
Product Manager at Rabobank
7-2021 - 8-2022
Credit Risk Modeller at Rabobank
7-2020 - 7-2021
Risk Model Engineer at Rabobank
3-2024
Treasurer at Kantjils Badminton Club

Education

2016 - 2020
Doctor of Philosophy (Ph.D.) from Wageningen University & Research
2014 - 2016
Master’s Degree from Indian Institute of Science (IISc)

More Information

Social Presence :

Prographics :

Exp : 9 Location : Netherlands Job Level : Leadership Designation : Founder at Sentistrat
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Insights For Selling To Ramanathan

During A Call Or A Meeting

DO's

  • Get to the point quickly instead of spending too much time on pleasantries
  • Stress on the business value that your product offers
  • Refer to testimonials from others in similar positions

DONT's

  • Don’t expect them to change their mind quickly if they say no once
  • Avoid repeating yourself or making generalizations
  • Refrain from asking too many questions

When Cold Calling

When Writing An Email

While Negotiating & Closing

    The secret to closing fast with Ramanathan is

  • Conviction in the product matters to them, followed by proof points and strong testimonials.
  • Will you ever get a clear answer from Ramanathan

  • They may not be very forthcoming, but they will say no if needed.

Insights For Deal Planning

    How fast (or slow) will Ramanathan move?

  • Their decision making speed is somewhere in the middle.
  • Can Ramanathan take some risk or not?

  • They can take risks but after weighing up the pros and cons.

You And Ramanathan

Personality Compatibility


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