Ramaswamy Subramanian in

Ramaswamy Subramanian

Initiator · DISC type Di
Dy. Chief Executive Officer at Dvara KGFS
📍 Chennai, Tamil Nadu, India

Ramaswamy Subramanian is the Deputy CEO at Dvara KGFS, bringing over 30 years of cross-functional experience in banking, fintech, and insurance. A graduate of K J Somaiya Institute of Management, he is a proven leader in launching new businesses. Colleagues describe him as passionate, innovative, and a dynamic leader.

He is the founder of EzeeBucks, a digital lending platform designed to provide fast, convenient online loans to low-income, salaried individuals.

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Experience
30 Years
Current Role
Dy. Chief Executive Officer
Job Level
Leadership
Location
Chennai, Tamil Nadu, India
Personality Overview

How Ramaswamy shows up

Conviction Driven
Impact-Oriented
Risk-Accepting

They respond well to objective pitches but also attach some value to relationships. They usually prefer to drive the conversation. They measure a product on its merit but can be influenced by strong testimonials.

Priorities

Topics Ramaswamy cares about

Rural Fintech
His current role at Dvara KGFS and recent posts focus on scaling financial technology to address the MSME space in Rural India.
Digital Lending
A consistent theme in his career, from founding EzeeBucks to his leadership roles and speaking engagements at industry summits.
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Career

Work history

11-2025
Dy. Chief Executive Officer
Dvara KGFS
12-2023 - 10-2025
Chief Product Officer
Karnataka Bank
9-2021 - 12-2023
Chief Product Officer
Dvara KGFS
10-2019 - 9-2021
Head - Products & Regional Head - West, Branch Banking
Suryoday Small Finance Bank Ltd
4-2016 - 10-2019
Founder | COO
EzeeBucks
In the press

Media appearances

Dvara KGFS Elevates Ramaswamy Subramanian to Deputy CEO Role. Featured in Devdiscourse
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Dvara KGFS appoints Ramaswamy Subramanian as Deputy CEO. Featured in The Hindu Business Line
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Education
1993 - 1995
M.M.S
K J Somaiya Institute of Management
1990 - 1993
Bachelor of Commerce
SIES College of Arts, Science and Commerce
Social presence
in
Behavioral profile

DISC profile (public)

D

Dominance (D)

Dominance (D) reflects how goal and task oriented a person is, and their ability to accomplish results irrespective of how demanding the circumstances might be. Those scoring high tend to be motivated by winning, competition, and success.

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