Renata Oliveira in

Renata Oliveira

Inquirer · DISC type cd
Gerente de Risco at Torra Administradora de Cartoes
📍 São Paulo, São Paulo, Brazil

Renata is a seasoned credit and collections leader with over 15 years of experience in the private label and branded card sectors. Leveraging a strong background in Mathematics from the University of São Paulo, she specializes in statistical modeling, credit policy, and portfolio analysis using SAS, SQL, and Teradata.

Outside of her professional focus on risk management, Renata shows a keen interest in fintech innovation and digital banking trends. She follows major brands like Natura, suggesting an appreciation for companies with strong corporate and social responsibility missions.

She was an enthusiastic early adopter of the digital bank N26 upon its arrival in Brazil.

Read the full overview →
Experience
25 Years
Current Role
Gerente de Risco
Location
São Paulo, São Paulo, Brazil
Personality Overview

How Renata shows up

Hard To Convince
Demanding
Judgemental

They don’t always try to control the conversation but neither do they like yielding it fully. They focus on objectivity in a pitch and pay little attention to bells and whistles. They can be nudged to make faster decisions by offering what they value.

Priorities

Topics Renata cares about

Credit Risk Strategy
Her career spans the entire credit lifecycle, including statistical modeling, policy creation for acquisition and maintenance, and portfolio management across multiple financial institutions.
Private Label Cards
She has deep expertise in managing and launching private label card products, a consistent theme in her roles at Torra, Bradesco Cartões, and Banco ibi.
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Career

Work history

3-2018
Gerente de Risco
Torra Administradora de Cartoes
7-2015 - 3-2018
Gerente de Risco
CREDZ Cartões
5-2013 - 7-2015
Gerente de Modelagem Estatística de Cobrança
Bradesco
10-2009 - 5-2013
Gerente de Políticas de Crédito
Bradesco Cartões
1-2003 - 10-2009
Coordenadora de Crédito
Banco ibi
In the press

Media appearances

No media yetWe could not find public media appearances for this person.
Education
1996 - 2000
Mathematics
USP - Universidade de São Paulo
Education details unavailable
SAS
Social presence
in
Behavioral profile

DISC profile (public)

c

Calculativeness (C)

Calculativeness (C) reflects the degree to which a person is likely to be cautious, systematic and analytical. Those scoring high tend to emphasise quality and accuracy.

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