Ruchi Paliwal, MBA, PhD in

Ruchi Paliwal, MBA, PhD

Examiner · DISC type cs
Director, Business Risk & Governance - Retail Cards at RBC
📍 Toronto, Ontario, Canada

Professional overview including current role context, leadership scope, domain focus, and career trajectory to help you understand background relevance before outreach.

Key behavioral and communication insights including interaction style, decision-making tendencies, and motivation drivers to tailor messaging and personalize conversations.

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Experience
19 Years
Current Role
Director, Business Risk & Governance - Retail Cards
Location
Toronto, Ontario, Canada
Personality Overview

How Ruchi shows up

Late Adopter
Status Quo Seeker
Unexpressive

They do not like taking risks at all and go for proven options in the end. They are always well-planned and adopt a systematic approach. They are heavily focused on quality and prefer doing things the right way, even if it takes time.

Priorities

Topics Ruchi cares about

Strategic Priorities
Topic insights and context to help personalize outreach and discovery conversations.
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Career

Work history

4-2024 - 11-2024
Director, Business Risk & Governance - Retail Cards
RBC
2023 - 4-2024
Head of Credit Card Operations
HSBC
2021 - 2023
Head of Debit Products
HSBC
2014 - 2021
Senior Consultant
HSBC
9-2010 - 1-2014
Senior Financial Consultant
Verax Inc
In the press

Media appearances

Media appearances and press coverage highlighting public visibility and thought leadership.
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Education
2006 - 2012
PHD
Shreemati Nathibai Damodar Thackersey Women's University
2001 - 2003
Master of Business Administration (MBA)
Institute of Integrated Learning in Management (IILM)
Social presence
in
Behavioral profile

DISC profile (public)

c

Calculativeness (C)

Calculativeness (C) reflects the degree to which a person is likely to be cautious, systematic and analytical. Those scoring high tend to emphasise quality and accuracy.

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