Sebastian Paul in

Sebastian Paul

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Head of Technology - Merchant Payment Services (North America) at U.S. Bank
📍 Dallas-Fort Worth Metroplex, United States

Sebastian Paul is the SVP and Head of Technology for Merchant Payments at U.S. Bank, specializing in technology modernization and digital transformation. A graduate of the Indian Institute of Technology, Kharagpur, he has a proven record of leading large engineering teams and executing strategic initiatives in digital banking and payments.

He recently led the successful launch of Avvance, U.S. Banks innovative "Buy Now, Pay Later" and Point-of-Sale lending solution.

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Experience
25 Years
Current Role
Head of Technology - Merchant Payment Services (North America)
Job Level
Mid-senior
Location
Dallas-Fort Worth Metroplex, United States
Personality Overview

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Communication Style
Decision Approach
Work Preference

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Priorities

Topics Sebastian cares about

POS Lending
He led the launch of Avvance, U.S. Bank's Buy Now, Pay Later solution, and fosters innovation in this area through team hackathons.
Merchant Payments
As the Head of Technology for North American Merchant Payments, he drives innovation and recently promoted the strategic rebrand of Elavon.
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Career

Work history

7-2025
Head of Technology - Merchant Payment Services (North America)
U.S. Bank
10-2022 - 7-2025
SVP Head Of Engineering - Merchant Experience & POS Lending
U.S. Bank
7-2018 - 9-2022
SVP, Head of Engineering - Digital Banking Platform
U.S. Bank
4-2017 - 6-2018
Vice President, Director, Software Engineering - Mobile Banking Platform
U.S. Bank
1-2015 - 3-2017
Vice President, Senior Group Application Manager - Mobile Banking
U.S. Bank
In the press

Media appearances

U.S. Bank Adds Industry Veterans to Its Payments: Merchant and Institutional Leadership Team. Featured in Barchart
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U.S. Bank makes three technology leadership announcements. Featured in American Banker
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Education
1998 - 2000
M.Tech
Indian Institute of Technology, Kharagpur
2008 - 2009
PGCMS
U21 Global University
Social presence
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Behavioral profile

DISC profile (public)

DISC behavioral profile

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