Serge T.

Questioner
DISC Type : c

CTO & Head of Digital Bank at INB

Abu Dhabi Emirate, United Arab Emirates

Overview

Serge Terentyev is an accomplished Chief Technology Officer at Wio Bank with extensive experience in the fintech industry. He specializes in launching innovative financial products across Europe, the MENA region, and Russia. He is a graduate of Vladimir State University.

Outside of his executive role, Serge shows a keen interest in global technology trends and business insights. He follows publications like WIRED and Forbes, and attends international tech conferences such as Huawei Connect in Shanghai to stay informed on the latest developments.

He has a proven track record of building and leading multinational technology teams from the ground up to over 200 professionals.

Personality Overview

Price-Sensitive

Value Seeker

Not Easily Convinced

While they don't hesitate to ask questions, they are generally risk-averse and tend to be late adopters.  They generally do not appreciate an overfriendly approach and prefer to stay to-the-point. It is quite likely of them to ask for pricing or other concessions.

Topics They Care About

Fintech Platforms
His entire career, from Tinkoff Bank to Vivid Money and now Wio Bank, has been dedicated to building and leading digital financial and investment platforms.
Scaling Tech Teams
He repeatedly highlights his expertise in growing multinational teams from zero to over 200 members, indicating a passion for team building and leadership.
Investment Technology
During his time at Tinkoff Bank, he was the CTO of Investments, responsible for implementing one of Russia's top investment platforms.

Media Appearances

Serge Terentyev - Chief Technology Officer at Wio Bank | The Org. Featured in The Org

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Introduction from the CTO – Serge Terentyev (Wio Bank). Featured in YouTube

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Work History

4-2026
CTO & Head of Digital Bank at INB
11-2025
Founder at T7V Tech
6-2022 - 11-2025
Chief Technology Officer at Wio Bank
3-2019 - 6-2022
Chief Technology Officer at Vivid Money
11-2016 - 3-2019
CTO Investments at Tinkoff Bank

Education

1998 - 2003
Education details unavailable from Vladimir State University

More Information

Social Presence :

Prographics :

Exp : 15 Location : Abu Dhabi Emirate, United Arab Emirates Job Level : Leadership Designation : CTO & Head of Digital Bank at INB
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Insights For Selling To Serge

During A Call Or A Meeting

DO's

  • Back up any claims with data and numbers
  • Share as much information as possible regarding your product
  • Tell them that you will come back if you don’t have a good answer for a question

DONT's

  • Don’t try to be too friendly or informal with them
  • Don’t depend too much on anecdotal evidence, it reduces their confidence
  • Avoid phrases like ‘do not worry about’, ‘no one compares to’ etc.

When Cold Calling

When Writing An Email

While Negotiating & Closing

    The secret to closing fast with Serge is

  • Ensuring that the product delivers ROI, cost-effective pricing and process compliance are very important for them.
  • Will you ever get a clear answer from Serge

  • It doesn’t come naturally to them but they can say no if they are not convinced.

Insights For Deal Planning

    How fast (or slow) will Serge move?

  • If they have the information that they need, they can move fast at making their decisions.
  • Can Serge take some risk or not?

  • They can take risk if they are convinced that they have analyzed the circumstances well.


You And Serge

Personality Compatibility


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