Thomas M. in

Thomas M.

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Vice President-Credit Officer at Citibank NA
📍 United States

A Vice President-Credit Officer at Citibank with over 32 years of experience in commercial banking. He is a proven lender specializing in underwriting complex credit transactions for mid-market companies, with deep expertise in commercial real estate, working capital, and equipment financing.

He has a strong interest in the financial markets, actively following news and commentary from publications like The Wall Street Journal and leaders at major institutions such as JPMorgan Chase. He describes himself as a client advocate with a "go-go attitude. "

His background as a financial regulator provides him with a specialized understanding of financial statement analysis and commercial deal structuring.

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Experience
13 Years
Current Role
Vice President-Credit Officer
Job Level
Senior
Location
United States
Personality Overview

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Communication Style
Decision Approach
Work Preference

Behavioral traits and communication patterns that shape how this person evaluates opportunities, builds trust, and makes decisions in professional settings.

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Priorities

Topics Thomas cares about

Commercial Credit
His career focus is underwriting complex credit for mid-market companies, including real estate, working capital, and equipment financing.
Financial Analysis
His background as a regulator gives him a specialized, in-depth understanding of financial statement analysis and deal structuring.
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Career

Work history

10-2016
Vice President-Credit Officer
Citibank NA
10-2016
Vice President Credit Officer
Citi
3-2014 - 10-2016
Vice President Commercial Lending
First Command Bank
4-2013 - 3-2014
Credit Approval Officer
JPMorgan Chase
6-2012 - 4-2013
Vice President - Client Manager
Bank of America
In the press

Media appearances

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Education
Education details unavailable
Grand View University
Social presence
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Behavioral profile

DISC profile (public)

DISC behavioral profile

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