Tom Nicoski

Tom Nicoski is a Senior Vice President at U. S. Bank, where he serves as the head of insurance for U. S. Bancorp Advisors. He specializes in providing guidance on insurance strategies for business owners and financial planning for major life events. He holds an MBA from the University of St. Thomas.

Outside of work, Tom is a person of faith and has been quoted reflecting on its importance in his life while attending services in Minneapolis. He also contributes to local causes, including supporting the Minnesota Council on Economic Education.

He advises that for disaster preparedness, people should ideally keep six months worth of expenses in a liquid account and $300-$500 in cash.