Vitor Monari Silva in

Vitor Monari Silva

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Gerente de Credito e Cobrança at Banco Carrefour
📍 São Bernardo do Campo, São Paulo, Brazil

Vitor Monari Silva is the Credit and Collections Manager at Banco Carrefour, with extensive experience in credit risk, IFRS9 modeling, and project management. His career is marked by a deep understanding of financial risk policies and process creation. He holds a degree in Information Systems from Universidade Paulista.

Vitor has demonstrated significant versatility within Banco Carrefour, progressing through specialized roles in market risk, liquidity, and MIS projects before advancing into leadership in credit and collections.

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Experience
20 Years
Current Role
Gerente de Credito e Cobrança
Location
São Bernardo do Campo, São Paulo, Brazil
Personality Overview

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Priorities

Topics Vitor cares about

Credit Risk Modeling
He is responsible for the development, implementation, and validation of statistical models for credit loss provisions under IFRS9 and Bacen standards.
Financial Regulations
His experience includes managing and adapting to regulatory requirements from the Central Bank of Brazil (Bacen) in areas like liquidity and market risk.
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Career

Work history

5-2022
Gerente de Credito e Cobrança
Banco Carrefour
3-2016 - 6-2022
Coordenador de Risco de Crédito
Banco Carrefour
9-2015 - 2-2016
Especialista Risco de Liquidez, Mercado e Gestão de Capital
Banco Carrefour
2-2012 - 8-2015
Especialista MIS e Projetos em Cobrança
Banco Carrefour
6-2011 - 2-2012
Coordenador de Planejamento
Grupo Siscom
In the press

Media appearances

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Education
2011 - 2015
Sistemas de Informação
Universidade Paulista
1-2003 - 6-2004
Ensino Técnico
ETE Lauro Gomes
Social presence
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Behavioral profile

DISC profile (public)

DISC behavioral profile

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