Duncan Rutherford

Chief Executive Officer at PensionPay

📍 United Kingdom

Duncan Rutherford is the Founder and CEO of PensionPay, the UKs first digital pension wallet. With a background in finance from roles at Rothschild & Co and Arda Capital, he is leveraging his expertise to innovate within the fintech space. He holds an MSc from the University of Oxford and an LLB from the University of Aberdeen.

Outside of his entrepreneurial ventures, Duncan is an avid sailor and has a passion for classic cars. His background includes involvement with the prestigious Oxford Union debating society, highlighting a long-standing interest in articulation and public discourse.

He recently secured a major partnership with Visa to help deliver PensionPay cards, with a planned rollout in Q1 2026.

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Experience

2 Years

Current Role

Chief Executive Officer

Job Level

Leadership

Location

United Kingdom

Personality Overview

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Priorities

Topics Duncan cares about

Fintech Disruption

He is building what he calls the UK’s first digital wallet for pensions to modernize how retirees access their funds.

Embedded Finance

Showcased how PensionPay brings embedded finance to the pensions market at FinTech Connect 2025 to improve member engagement.

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Career

Work history

1-2025

Chief Executive Officer

PensionPay

Managing Director

Rutherford & Co

6-2023 - 12-2024

Managing Director

Arda Capital

Director

Shawpoint

Associate

Rothschild & Co

In the press

Media appearances

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Education

2012 - 2013

MSc

University of Oxford

2008 - 2012

Bachelor of Laws (LLB)

University of Aberdeen

Social presence

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