Duncan Rutherford is the Founder and CEO of PensionPay, the UKs first digital pension wallet. With a background in finance from roles at Rothschild & Co and Arda Capital, he is leveraging his expertise to innovate within the fintech space. He holds an MSc from the University of Oxford and an LLB from the University of Aberdeen.
Outside of his entrepreneurial ventures, Duncan is an avid sailor and has a passion for classic cars. His background includes involvement with the prestigious Oxford Union debating society, highlighting a long-standing interest in articulation and public discourse.
He recently secured a major partnership with Visa to help deliver PensionPay cards, with a planned rollout in Q1 2026.
Duncan Rutherford
Chief Executive Officer at PensionPay
United Kingdom
Overview
Topics They Care About
Fintech Disruption
He is building what he calls the UK’s first digital wallet for pensions to modernize how retirees access their funds.
Embedded Finance
Showcased how PensionPay brings embedded finance to the pensions market at FinTech Connect 2025 to improve member engagement.
Retirement Outcomes
His company's stated mission is to improve access, engagement, and financial outcomes for pension members in retirement.
Media Appearances
Duncan has no verified media appearances
Work History
1-2025
Chief Executive Officer at PensionPay
Managing Director at Rutherford & Co
6-2023 - 12-2024
Managing Director at Arda Capital
Director at Shawpoint
Associate at Rothschild & Co
Education
2012 - 2013
MSc from University of Oxford
2008 - 2012
Bachelor of Laws (LLB) from University of Aberdeen
More Information
Social Presence :
Prographics :
Exp : 2
Location : United Kingdom
Job Level : Leadership
Designation : Chief Executive Officer at PensionPay
