Fernanda Schovinder

Judge
DISC Type : Dc

Credit & Operations Manager at Ademicon

Curitiba, Paraná, Brazil

Overview

Fernanda Schovinder is a Credit & Operations Manager at Ademicon with deep expertise in credit, risk, and portfolio management. Educated with an MBA from FGV, her career includes executive roles at Volvo Financial Services and Banco RCI Brasil, where she managed substantial financial portfolios and led business development across Latin America.

At Volvo, Fernanda successfully implemented and managed a FIDC portfolio focused on receivables, generating approximately 1 billion BRL in monthly free cash flow.

Personality Overview

Quality Focused

Fast But Wary

Objective Thinker

More than the product, they care about the effectiveness of the product.  They are not focused on building rapport and relationships. They are very proud of what they do.

Topics They Care About

Credit & Risk Management
Her entire career centers on credit and risk, including managing a 21 billion BRL portfolio and overseeing credit for major dealership networks.
Financial Innovation
Demonstrated by her successful implementation of a FIDC portfolio at Volvo, creating a significant new cash flow stream for the company.
Business Development
Served as Head of Business Development for the LATAM region at Banco RCI Brasil, responsible for launching new businesses and implanting best practices.

Media Appearances

Fernanda has no verified media appearances

Work History

1-2025
Credit & Operations Manager at Ademicon
7-2021 - 10-2024
Credit Risk Executive Manager at Volvo Financial Services
7-2019 - 7-2021
Head of BTO & Business Development - America Region - LATAM at Banco RCI Brasil
7-2019 - 7-2021
HEAD of BTO & Business Development - LATAM at Banco RCI Brasil
10-2016 - 7-2021
Gerente de Floorplan Credito e Risco concessionarios e Frotas at Banco RCI Brasil RENAULT- NISSAN

Education

2010 - 2011
Master of Business Administration (MBA) from FGV - Fundação Getulio Vargas
2005 - 2009
Administração from Universidade de Brasília

More Information

Social Presence :

Prographics :

Exp : 32 Location : Curitiba, Paraná, Brazil Job Level : Middle Designation : Credit & Operations Manager at Ademicon
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Insights For Selling To Fernanda

During A Call Or A Meeting

DO's

  • Be respectful but crisp
  • Get to the point quickly instead of spending time doing small talk
  • Help them weigh the risks by sharing objective proof points without becoming too analytical

DONT's

  • Avoid being too verbose
  • Do not back off when challenged, respond with a confident, objective answer instead
  • Don’t take too much time in sending them information if they ask for any

When Cold Calling

When Writing An Email

While Negotiating & Closing

    The secret to closing fast with Fernanda is

  • Confidence in impact is paramount to them, followed by a sense of achievement and ROI.
  • Will you ever get a clear answer from Fernanda

  • If they decide not to go ahead, they will say no without hesitation.

Insights For Deal Planning

    How fast (or slow) will Fernanda move?

  • They can take decisions very fast if you manage to convince them.
  • Can Fernanda take some risk or not?

  • The risks don’t matter much to them.

You And Fernanda

Personality Compatibility


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