GEORGE JOHN (Bobby) in

GEORGE JOHN (Bobby)

Questioner · DISC type c
Executive Director at ESAF Bank
📍 Kerala, India

George John (Bobby) is the Executive Director of ESAF Small Finance Bank, a founding team member with a career of nearly three decades in banking and development. He has been instrumental in the banks transformation, leading functions like IT, operations, and digital banking. He holds an MBA in Fintech from Birla Institute of Technology and Science, Pilani.

He has a long-standing commitment to societal development, starting his career at the grassroots level and serving on the board of the Microfinance Institutions Network (MFIN) and the academic council of CMS College, Kottayam.

Interesting fact: He championed using iris scan technology for financial access, recognizing that many manual laborers had worn away their fingerprints.

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Experience
16 Years
Current Role
Executive Director
Job Level
Senior
Location
Kerala, India
Personality Overview

How GEORGE shows up

Price-Sensitive
Systematic
Value Seeker

They generally do not appreciate an overfriendly approach and prefer to stay to-the-point. They prefer to fully evaluate every situation. They are more likely than others to negotiate on pricing and terms.

Priorities

Topics GEORGE cares about

Financial Inclusion
His career has focused on serving the unbanked. He frequently speaks on sustaining MSMEs, financial inclusion, and sustainable growth at industry summits.
Fintech for the Unbanked
Drives practical tech solutions like iris scans for farmers and holds an MBA in Fintech. He is a panelist on shaping the future of financial technology.
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Career

Work history

5-2024
Executive Director
ESAF Bank
6-2022 - 5-2024
Executive Vice President - IT, Operations & Digital Banking
ESAF Bank
6-2018 - 6-2022
Executive Vice President- Business
ESAF Bank
1-2025
Academic Council Member
CMS College, Kottayam (Autonomous)
7-2022 - 7-2025
Board Member
Microfinance Institutions Network (MFIN)
In the press

Media appearances

No media yetWe could not find public media appearances for this person.
Education
4-2020 - 6-2022
Master of Business Administration - MBA
Birla Institute of Technology and Science, Pilani
1996 - 1998
Masters In Social Work
Karve Institute of Social Service, Hillside, Karvenagar, Pune 411052
Social presence
in
Behavioral profile

DISC profile (public)

c

Calculativeness (C)

Calculativeness (C) reflects the degree to which a person is likely to be cautious, systematic and analytical. Those scoring high tend to emphasise quality and accuracy.

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