Independent Risk Management Expert | Owner at Kersten RM Consultancy at Kersten RM consultancy
📍 ’s-Hertogenbosch, North Brabant, Netherlands
Guido Kersten is a senior risk professional with over 25 years of experience across banking, fintech, and asset-based finance. He specializes in building and professionalizing risk management and compliance functions from the ground up in rapidly growing or transforming organizations. He attended Avans University of Applied Sciences.
A defining aspect of his career is repeatedly establishing entire risk and compliance departments from scratch for multiple companies, including a fintech scale-up and a private-equity-owned bank.
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Experience
27 Years
Current Role
Independent Risk Management Expert | Owner at Kersten RM Consultancy
Location
’s-Hertogenbosch, North Brabant, Netherlands
Personality Overview
How Guido shows up
Fast But Analytical
Thorough Evaluator
Precise But Practical
They like to act fast and expect others to do the same. More than the product, they care about the effectiveness of the product. They respond better to strong and respectful interactions.
Priorities
Topics Guido cares about
Strategic Risk
His commentary focuses on navigating risks from new technologies like AI and changing economic conditions, moving beyond traditional compliance to protect long-term business strategy.
Fintech & Compliance
As a founding team member at yesqar, he has direct experience building the entire risk and compliance function for a fast-growing fintech from the ground up.
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Career
Work history
8-2025
Independent Risk Management Expert | Owner at Kersten RM Consultancy
Kersten RM consultancy
8-2020 - 11-2025
Chief Risk Officer & Head of Compliance (Founding Team Member)
yesqar
6-2017 - 8-2020
Director Enterprise Risk Management RNHB
RNHB
10-2014 - 6-2017
Manager Risk, Business Portfolio Analysis & Data Warehouse
DLL
8-2009 - 9-2014
Manager Risk Portfolio Management DLL BUFI
DLL
In the press
Media appearances
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Dominance (D) reflects how goal and task oriented a person is, and their ability to accomplish results irrespective of how demanding the circumstances might be. Those scoring high tend to be motivated by winning, competition, and success.
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