Hari Janakiraman in

Hari Janakiraman

Examiner · DISC type cs
Head of Industry and Innovation, Transaction Banking at ANZ
📍 Greater Melbourne Area, Australia

Hari Janakiraman is the Head of Industry and Innovation in Transaction Banking at ANZ, where he shapes strategy around new technologies and business models. An expert in transaction banking with an MBA, he focuses on digital currencies, AI, and sustainable trade finance. He is a prominent voice in Australias trade digitization agenda and chairs several industry committees.

There is no publicly available information regarding Haris personal life or hobbies outside of his extensive professional commitments and industry involvement.

ANZ, under his innovation leadership, was recently recognized by customers as the “Most Innovative Transactional Bank for 2025” by Coalition Greenwich.

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Experience
24 Years
Current Role
Head of Industry and Innovation, Transaction Banking
Job Level
Mid-senior
Location
Greater Melbourne Area, Australia
Personality Overview

How Hari shows up

Overcautious
Tough To Convince
Late Adopter

The only way to convince them is by showing them examples and ample proof. They tend to have clarity about their needs and constraints, and are unlikely to over-promise. They do not like taking risks at all and go for proven options in the end.

Priorities

Topics Hari cares about

Digital Assets
He is leading ANZ's work on digital currencies and tokenization, including pilots with the Reserve Bank of Australia, and frequently speaks on the topic.
AI in Treasury
He believes AI is already transforming treasury functions through enhanced forecasting and automation, and recently moderated a panel discussion on the subject.
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Career

Work history

5-2021
Head of Industry and Innovation, Transaction Banking
ANZ
10-2020
Executive Committee Member
ICC Banking Commission
8-2020
Head of Trade & Supply Chain Products (Global) & TSC Products Solutions
ANZ
7-2020
Non Executive Director
Lygon
9-2018
Chairman and Non Executive Director
Trade Information Network Limited
In the press

Media appearances

ANZ's Hari Janakiraman on Putting Customer Needs at the .... Featured in Spotify
See now
ANZ's Janakiraman: "The future of payment infrastructure ...". Featured in YouTube
+4 more appearances Login to view media
Education
1999 - 2001
Master of Business Administration (MBA)
Indian Institute of Planning and Management
1996 - 1999
Bachelor of Commerce (B.Com.)
AM Jain College, Chennai, TN, India
Social presence
in
Behavioral profile

DISC profile (public)

c

Calculativeness (C)

Calculativeness (C) reflects the degree to which a person is likely to be cautious, systematic and analytical. Those scoring high tend to emphasise quality and accuracy.

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Navis
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